Mel Loades 
Further to our previous breaking news regarding personal credit file black marks for alleged personal guarantee debt, particularly by Capital on Tap (READ ARTICLE HERE ), please find below an update on how best to deal with these issues. If you are being pursued under an alleged PG debt with Capital on Tap, or an … Read more
A few weeks prior to my business going down in 2009, I was pressurised by the Bank into allowing a Charge on my property, and signing a Personal Guarantee. This was subsequently called upon, but I challenged it on the basis of it being incorrectly executed. The Bank stopped chasing me, however I was stuck … Read more
Capify is a trademark licensed to both United Kapital Limited and Capiota Limited. Capify used to promote credit card backed business finance but now promote just business loans. We do not see many of Capify Personal Guarantee claims but, when we do, we find a proportion of them can be difficult for United Kapital or … Read more
In the summer of 2022 I knew my business was in dire financial trouble, having signed a multitude of personal guarantee backed loans I felt if I buried my head in sand it will all go away, of course how wrong I was; I asked for help from companies advertising their services for people in … Read more
Thrilled with www.personalguarantee.co.uk! Their steadfast support, starting long before any charges, played a pivotal role in successfully cancelling my full debt case with the bank. The team demonstrated a deep understanding of operating intricacies, advising me on the best course of action with expertise and transparency. I am grateful for the peace of mind they … Read more
I was extremely pleased with PersonalGuarantee.co.uk. The total debt was reduced by over 60%. They provided me with a lot of free support to begin with and the fees were very affordable. Thanks very much for saving so much stress and hassle.
In dealing with so many CapitalOnTap credit card agreements to businesses over the years, we have seen a number of issues that has cast doubt on enforceability from time to time. A recent emerging issue appearing more frequently is a disparity between the credit agreement that was signed by the company and the agreement which … Read more
Further to our article on the 13th February 2023 regarding Amex Business Card Personal Guarantees (read it HERE) , we have found that none of the over thirty alleged American Express agreements signed from around 2017 to 2022 are enforceable against the individual that American Express allege are either a party to the card or … Read more
Thank you to Personal Guarantee for holding my hand the whole way through this very long process of settling my outstanding PG. Your patience, clarity of the matter and constant support make you the number one company in the UK. I will definitely recommend to use your services to friends and family.
Many trade suppliers, particularly in the building industry, include as part of their trade application forms a personal guarantee (PG) from directors. There was a time when such agreements were so badly constructed that they were very easy to fend off. Still, trade suppliers often won in court as the wrong arguments were put forward, … Read more
