CJ – September 2024

I was recommended to contact Personal Guarantee (PG) by a lawyer friend following a tricky situation I found myself in. I contacted PG following an accusation from Amex holding me personally liable for debt from a limited company which unfortunately went into voluntary liquidation due to a client who ran out of money in the … Read more

Super-Complaint to FCA regarding Personal Guarantees for Business Loans

In December 2023, the Federation for Small Business (FSB) filed a “super-complaint” with the FCA concerning the increased requirement for personal guarantees to secure business lending. In March 2024, the FCA responded to that super-complaint by embarking on a variety of data collection, reviews and testing of lending firms and policies FCA compliance with respect … Read more

DL – September 2024

Having a Personal Guarantee on what we believed to be a normal franchise agreement, my step son, his wife and I were facing legal action from our creditor, which put a lot of stress on the family. I was recommended to contact Personal Guarantee and, from the start, following an initial conversation with Mel, it … Read more