ST – August 2026

When American Express instructed solicitors to pursue me on a personal guarantee, I had very little idea where I stood or what my options were. Personal Guarantee took the matter off my hands, dealt with the solicitors directly and negotiated a settlement I could actually live with. The guidance was straightforward, I always knew where … Read more

SJ – August 2026

We’ve been delighted with the service provided by Mel and Harry. We had a difficult PG to negotiate with HSBC, and their expertise has resulted in a settlement which is considerably less than the original claim. At all times they’ve been highly professional and provided excellent advice on how to progress the negotiations. We have … Read more

TB – July 2026

Mel and Harry were huge helps during a stressful period and helped navigate through to a settlement. Harry in particular took the lead and achieved a massive 97% reduction in the claimed amount from AmEx. Whilst we dispute any money was ever due to them, the peace of mind from having the matter resolved was … Read more

SH – July 2026

I have no hesitations in recommending Personal Guarantee, the services from Mel, Harry and the team were excellent. Their all round knowledge and experience of dealing with such matters is paramount and provided us with a great outcome. We were faced with an unforeseen company liquidation with personal guarantees linked to the American Express card … Read more