AS – August 2022

On the day I made my final Payment to the Bank to settle my Personal Guarantees with them I have a moment to reflect; I can honestly say that you have no idea how stressful the last 4 years have been dealing with so many Personal Guarantees and finding the money to satisfy them all. … Read more

Just Cashflow holding company goes into administration

JLG Group plc, the holding company of Just Cashflow plc, a prolific personal guarantee backed business lender, went into administration in June of this year. JLG Group plc’s website stated as at the 11th August that:- “ JLG, together with its subsidiaries (together, the “Group”) has encountered a number of financial challenges over recent years, … Read more

DB – August 2022

I cannot thank Mel, Harry, Wendy and the team enough. After a recommendation I contacted Personal Guarantee and spoke with Mel, he immediately put my mind at rest, his empathy and the manner in which he explained the whole procedure was a huge relief, my stress and worry levels became manageable. Unfortunately the Bank’s department … Read more

Potential lack of knowledge of Debt Respite Scheme for Mental Health amongst professionals and secondary lenders

We have published several articles on the mutual impact of financial stress and mental health (**articles listed below), but there does appear to be some lack of awareness amongst some creditors chasing a personal guarantee debt and some of the professionals acting on their behalf of the Debt Respite Scheme for Mental Health that was … Read more

WG – July 2022

Mel and the Personal Guarantee team provided me with a greater sense of control during the most challenging and stressful period of my life. The personal guarantee that I was being chased for was in dispute but we came to a settlement that was achievable for me, and the creditor got a face-saving outcome. Whilst … Read more