ST – August 2026

When American Express instructed solicitors to pursue me on a personal guarantee, I had very little idea where I stood or what my options were. Personal Guarantee took the matter off my hands, dealt with the solicitors directly and negotiated a settlement I could actually live with. The guidance was straightforward, I always knew where … Read more

SJ – August 2026

We’ve been delighted with the service provided by Mel and Harry. We had a difficult PG to negotiate with HSBC, and their expertise has resulted in a settlement which is considerably less than the original claim. At all times they’ve been highly professional and provided excellent advice on how to progress the negotiations. We have … Read more

TB – July 2026

Mel and Harry were huge helps during a stressful period and helped navigate through to a settlement. Harry in particular took the lead and achieved a massive 97% reduction in the claimed amount from AmEx. Whilst we dispute any money was ever due to them, the peace of mind from having the matter resolved was … Read more

SH – July 2026

I have no hesitations in recommending Personal Guarantee, the services from Mel, Harry and the team were excellent. Their all round knowledge and experience of dealing with such matters is paramount and provided us with a great outcome. We were faced with an unforeseen company liquidation with personal guarantees linked to the American Express card … Read more

HS – July 2026

I could not thank Simon and the team at Personal Guarantee more. I was stuck not being able to liquidate my company because of personal guarantees and what seemed like an impossible task. They managed to get me out of a personal guarantee which allowed me then to finally liquidate my company, after 2 years … Read more

KE – July 2026

I am incredibly grateful to Personal Guarantee for their support, professionalism, and dedication throughout my case. Their team was knowledgeable, approachable, and kept me informed every step of the way. Thanks to their expertise and negotiation skills, a settlement was reached on my behalf that I was very pleased with. They made what could have … Read more

RW – July 2026

After talking to liquidators following the sudden collapse of our business, due to a principle partner breaking contract, myself and another director were faced with a horrifying amount of personal guarantees; we were advised to speak to Personal Guarantee which turned out to be the only bright spot in an awful business. The team at … Read more

MB – July 2026

I would highly recommend the services of Personal Guarantee to anyone facing this sort of situation. Mel and Harry were extremely helpful and diligent and were able to negotiate with the Finance company that were chasing me for payment on an old Personal Guarantee; a much improved resolution than I would have been able to … Read more

VS – June 2026

Following the insolvency of our business, we found ourselves facing a personal guarantee demand that felt completely overwhelming. Mel and Harry were recommended to us, and from the very first conversation they were straightforward, knowledgeable, and calm — exactly what we needed. They took the time to explain our options honestly, never sugar-coating the situation, … Read more