Testimonials

We are very pleased to have been able to help so many

G&S – May 2022

Like most people in business, you never plan for it to go wrong. After signing several PGs whether as asset finance or business expansion loans, you put the consequences to the back of your head and leave the thoughts as filed! Sadly when something goes not according to plan, they came back to bite us very badly. The best thing we have done since that happened to us in 2019 is engage Mel and his team at www.personalguarantee.co.uk. They have recently negotiated an acceptable settlement with a lender, successfully staved off several lenders and are still actively engaged with another

SK – March 2022

Harry and Mel were brilliant from start to finish. They understood my position, suggested the relevant supporting docs and put forward our case. From having a PG of 23k they managed to have the debtor to agree to accept 6k. Its easier to sleep with Harry and Mel your side.

JK – March 2022

Personal Guarantee have been very supportive during difficult times of negotiating with some pretty unreasonable creditors. My experience has been rather drawn out over the past 2 year with Covid, but the team have remained contactable and professional throughout. Their support and advice has made the whole experience much more manageable. Thanks!

JGF – October 2021

I would like to say a big thank you the team at Personal Guarantee for their hard work in negotiation an affordable agreement with a personal guarantee that was starting to get me down. The company was very pushy in their approach and Mel, Harry and the team took that pressure away from me where I didn’t have to deal directly with them. This allowed me to concentrate on my business, and thankfully that pressure has now been lifted thanks to the efforts of the Personal Guarantee Team. Thanks again and keep up the good work.

KW – August 2021

When we are faced with the reality of a Personal Guarantee being enforced it is usually because something unexpected or unforeseen has gone very wrong, possibly self inflicted or most likely through outside agency. Regardless of ‘why’, the reality though is that ‘we’ end up quickly embroiled in a ‘David and Goliath’ scenario that can feel wholly overwhelming and debilitating to say the very least. At this point, having an emotionally unconnected professional experienced competent ally by one’s side, in our opinion (after struggling alone), is essential, and even possibly fundamental to a ‘positive’ outcome. Personal Guarantee with its effective

LC – August 2021

Mel and his team were friendly, but professional to deal with. They managed to get an amicable resolution and good settlement for a guarantee which I’d signed but couldn’t pay due to lockdown. I was worried as well as clueless about the small print and consequences of the guarantee, but they explained everything with patience, and put my mind at ease. I felt fully supported throughout the process.

DP – April 2021

The Personal Guarantee team are easy and straightforward to work with and highly professional. More than anything their common sense and pragmatic approach helps to cut through the concerns that inevitably come with outstanding debts. It’s a valuable benefit to be able to take one step back and get on with life knowing that your interests are being well represented.

IW – April 2021

Huge thanks to Mel, Faye and Harry for their help and support during a difficult financial matter. The advice I was given was spot on, and that gave me confidence through the whole process. A really professional company, cannot recommend enough.

DB – March 2021

I engaged personalguarantee.co.uk in January 2021 to help negotiate a reduction in a personal loan with an offshore lender at a punitive rate. I worked closely with Mel Loades over a two month period. During that time, Mel’s approach was both systematic and professional and after much toing and froing we achieved a desirable outcome saving a six figure sum. I would have no hesitation in using www.personalguarantee.co.uk again nor recommending PG to anybody who needs help in negotiating a reduction in their PG exposure

HG – July 2020

Personal Guarantee are a Professional Company and I would like to thank Steve and Faye for all their help and support that they gave me to get my situation sorted and reduced! I would definitely recommend this Company!

SF – June 2020

I cannot thank Faye and her team at Personal Guarantee enough. The recent personal guarantee claims have been very traumatic as they hit you when you are already down. Thankfully I can now say that with the support of Personal Guarantee both claims are settled and finished with an overall very reasonable result. I can now move on.

MP – June 2020

We were recommended to Personal Guarantee and Mel Loades a little while ago after I had a business failure leaving a number of outstanding debts with personal guarantees. During this very stressful and turbulent time, Mel was very approachable, helpful, experienced and empathetic. Mel and the team helped draw up a plan to approach the creditors, we managed to work through these and paid them off at reduced rates and without too much further upheaval. I would like to thank Mel and the team and would certainly recommend Personal Guarantee as they were a great help and assistance to us.