Testimonials
We are very pleased to have been able to help so many
AT – October 2026
⭐⭐⭐⭐⭐ Highly Recommended I cannot recommend Personal Guarantee highly enough. They were extremely professional, helpful and always on time with communication throughout my situation. I was dealing with a difficult personal guarantee involving AMEX, and at the beginning it genuinely felt like there was no way out. The team took the time to understand my circumstances, explained everything clearly and did everything they could to help me reach a solution. If you are struggling with a personal guarantee and feel like it is the end of everything, don’t give up. Speak to these guys. They showed me that there can
SS – September 2026
It is difficult to put into a few words what Simon and the team have done for me personally. The work Simon has already done in successfully getting my partner released from certain personal guarantee liabilities has made an enormous difference to us as a family. We still have one more significant hurdle to overcome, and I am praying we can achieve the same outcome with that. If we do, I genuinely will be shouting about Personal Guarantee and the work Simon does from the rooftops! In fact, I have already recommended your services to a friend. I have explained how
ST – September 2026
Personal Guarantee supported me through a very stressful and difficult situation with American Express. Harry and the team were patient, professional and reassuring throughout, explaining my options clearly and handling the negotiations on my behalf. They ultimately helped me achieve a settlement that brought the matter to a close and gave me enormous peace of mind. I’m genuinely grateful for all their help and would happily recommend them.
AP – September 2026
I’m happy with the service I received from Personal Guarantee, specifically Harry as he was dealing with my case. They were incredibly helpful and professional when dealing with my personal guarantee and they made the whole process very smooth from start to finish. They were always there to answer my questions, kept me informed throughout, and made everything easy and stress-free. I really appreciate the time and effort they put into helping me settle my account. I couldn’t have asked for better service and would recommend them to anyone looking for a company that is reliable, helpful, and professional. Excellent
CL – September 2026
I cannot thank Simon and his team enough, after my business went into liquidation I found myself with a PG. Simon kept me up to date every step of the way and managed to negotiate almost a 50% reduction. I would not hesitate to recommend Personal Guarantee to anybody that finds themselves in this difficult position.
CS – August 2026
We cannot speak highly enough of the support we received from Personal Guarantee. From our very first conversation with Mel, we felt that we were dealing with people who genuinely understood the situation we had found ourselves in and, more importantly, knew how best to approach it. There were no unrealistic promises, just clear guidance based on a huge amount of experience. Simon then took over the day to day handling of our case and was exceptional. He was thorough, knowledgeable and always took the time to explain the reasoning behind the approach being taken. Communication throughout was excellent and
TB – July 2026
Mel and Harry were huge helps during a stressful period and helped navigate through to a settlement. Harry in particular took the lead and achieved a massive 97% reduction in the claimed amount. Whilst we dispute any money was ever due to them, the peace of mind from having the matter resolved was worth the small amount paid to fully deal with the issue.
SH – July 2026
I have no hesitations in recommending Personal Guarantee, the services from Mel, Harry and the team were excellent. Their all round knowledge and experience of dealing with such matters is paramount and provided us with a great outcome. We were faced with an unforeseen company liquidation with personal guarantees linked to the American Express card debt. With their full guidance and experience they managed to agree a very satisfactory outcome for all parties involved.
HS – July 2026
I could not thank Simon and the team at Personal Guarantee more. I was stuck not being able to liquidate my company because of personal guarantees and what seemed like an impossible task. They managed to get me out of a personal guarantee which allowed me then to finally liquidate my company, after 2 years of funding the company out of pocket. Simon and the Personal Guarantee team have been extremely valuable, they’ve helped me save tens of thousands and finally help me get over what looked like an impossible hurdle to be able to liquidate my company without being
VS – June 2026
Following the insolvency of our business, we found ourselves facing a personal guarantee demand that felt completely overwhelming. Mel and Harry were recommended to us, and from the very first conversation they were straightforward, knowledgeable, and calm — exactly what we needed. They took the time to explain our options honestly, never sugar-coating the situation, but always giving us a clear path forward. Their negotiation on our behalf resulted in a settlement we genuinely could not have achieved alone. We are also currently working with Simon on a further matter, and the same professionalism and clarity has carried through throughout.
LM – June 2026
Simon and the team removed all stress from a very difficult situation. They got me a reduced settlement. Excellent communication at all stages. Thank you.
PJ – June 2026
Recently, I had a problem with a personal guarantee that I had made with a bank. Personal Guarantee was recommended to me for help. They did an excellent job taking the pressure off me by talking directly to the bank. They sorted a very good settlement in a professional and efficient manner. I would completely recommend them.