Testimonials
We are very pleased to have been able to help so many
GT – October 2026
Personal Guarantee took up my case when I really was not sure where to turn. I worked mainly with Harry who was very efficient and gave me as much support as he could; Simon also helped and, on occasions when I needed to speak with someone, they were always available. I also liked the way they listened and not only wanted me to listen to their guidance but discussed options. Thankfully the case has now been settled and I can move on. Would definitely use them again in the future should I ever get myself into a jam.
AT – October 2026
⭐⭐⭐⭐⭐ Highly Recommended I cannot recommend Personal Guarantee highly enough. They were extremely professional, helpful and always on time with communication throughout my situation. I was dealing with a difficult personal guarantee involving AMEX, and at the beginning it genuinely felt like there was no way out. The team took the time to understand my circumstances, explained everything clearly and did everything they could to help me reach a solution. If you are struggling with a personal guarantee and feel like it is the end of everything, don’t give up. Speak to these guys. They showed me that there can
SS – September 2026
It is difficult to put into a few words what Simon and the team have done for me personally. The work Simon has already done in successfully getting my partner released from certain personal guarantee liabilities has made an enormous difference to us as a family. We still have one more significant hurdle to overcome, and I am praying we can achieve the same outcome with that. If we do, I genuinely will be shouting about Personal Guarantee and the work Simon does from the rooftops! In fact, I have already recommended your services to a friend. I have explained how
PD – September 2026
I located Personal Guarantee via the internet and contacted them to assist me with a PG claim via one of the major high street banks following the sell off / wind-up of my business; the whole process was very professional right from the introductory call to conclusion. Harry was very patient and took the time to explain each step to reach a satisfactory conclusion, having Personal Guarantee alongside during a difficult and stressful situation was very reassuring and provided clarity to our discussions with the bank which resulted in a 50% reduction in settlement. The whole journey was made easier
AP – September 2026
I’m happy with the service I received from Personal Guarantee, specifically Harry as he was dealing with my case. They were incredibly helpful and professional when dealing with my personal guarantee and they made the whole process very smooth from start to finish. They were always there to answer my questions, kept me informed throughout, and made everything easy and stress-free. I really appreciate the time and effort they put into helping me settle my account. I couldn’t have asked for better service and would recommend them to anyone looking for a company that is reliable, helpful, and professional. Excellent
CL – September 2026
I cannot thank Simon and his team enough, after my business went into liquidation I found myself with a PG. Simon kept me up to date every step of the way and managed to negotiate almost a 50% reduction. I would not hesitate to recommend Personal Guarantee to anybody that finds themselves in this difficult position.
SJ – August 2026
We’ve been delighted with the service provided by Mel and Harry. We had a difficult PG to negotiate with HSBC, and their expertise has resulted in a settlement which is considerably less than the original claim. At all times they’ve been highly professional and provided excellent advice on how to progress the negotiations. We have no hesitation in recommending them, and they are continuing to progress another matter for us following resolution of the bank PG.
TB – July 2026
Mel and Harry were huge helps during a stressful period and helped navigate through to a settlement. Harry in particular took the lead and achieved a massive 97% reduction in the claimed amount. Whilst we dispute any money was ever due to them, the peace of mind from having the matter resolved was worth the small amount paid to fully deal with the issue.
SH – July 2026
I have no hesitations in recommending Personal Guarantee, the services from Mel, Harry and the team were excellent. Their all round knowledge and experience of dealing with such matters is paramount and provided us with a great outcome. We were faced with an unforeseen company liquidation with personal guarantees linked to the American Express card debt. With their full guidance and experience they managed to agree a very satisfactory outcome for all parties involved.
MB – July 2026
I would highly recommend the services of Personal Guarantee to anyone facing this sort of situation. Mel and Harry were extremely helpful and diligent and were able to negotiate with the Finance company that were chasing me for payment on an old Personal Guarantee; a much improved resolution than I would have been able to negotiate myself. I have no hesitation in recommending them .
VS – June 2026
Following the insolvency of our business, we found ourselves facing a personal guarantee demand that felt completely overwhelming. Mel and Harry were recommended to us, and from the very first conversation they were straightforward, knowledgeable, and calm — exactly what we needed. They took the time to explain our options honestly, never sugar-coating the situation, but always giving us a clear path forward. Their negotiation on our behalf resulted in a settlement we genuinely could not have achieved alone. We are also currently working with Simon on a further matter, and the same professionalism and clarity has carried through throughout.
LM – June 2026
Simon and the team removed all stress from a very difficult situation. They got me a reduced settlement. Excellent communication at all stages. Thank you.