Testimonials

We are very pleased to have been able to help so many

PS – February 2020

My first contact with Personal Guarantee was the MD Mel, who I must say put my mind at rest with his knowledge and professionalism. With Mel’s sound advice and ‘to the point’ direction my PG was finalised and settled. I can’t recommend this company enough and if you feel there is no way out, please think again. Very sound outfit, many thanks.

DO – January 2020

I would never of been able to negotiate such a favourable outcome with the Finance company. My only regret is that I went the Solicitor route early on. I wished I had come to Personal Guarantee from the beginning.I must say that resolving my personal guarantee commitments has removed an enormous burden from my wife and I.

JC – January 2020

My family sadly found ourselves in the worst financial crisis in the beginning of 2019, we owed a lot of money to a few large organisations, which to ourselves was extremely daunting, worrying and we very close to breaking point. We were recommended to use Personal Guarantee, through a friend, and straight away they put us at ease and made us realise that, while our situation was not ideal, it certainly was fixable without reaching breaking point. Since that day I have dealt with Helen who has become like a part of our extended family. Helen has always made me

PQ – January 2020

After meeting Mel I was introduced to Faye McCarron who then went on to deal with two PG claims against my son. Her knowledge and support enabled us to remove the first and reach a favourable outcome on the second. If you have a PG problem these are the people you need to contact.

NH – January 2020

I would like to thank Mel, Helen and the rest of his team for their pragmatic, professional and realistic advice over the past five years years helping me deal with a protracted joint and several personal guarantee situation which for me was a very substantial sum. Without Mel and his teams help and in-depth understanding of the PG landscape within each bank we would not have been able to settle at nearly 40% reduction.

AS – January 2020

I would like to personally thank Mel for all his help in dealing with the liquidation of my company. Liquidators were looking to recover funds through potentially selling my house. This was a frightening situation to be in. Thankfully I was put in touch with Mel and his team. Not only did they manage to keep the liquidators away they also reduced the outstanding amounts by over 60%!. I can not thank Personal Guarantee and Mel in particular enough for helping me through this and would not give it a second thought to recommend them.

HW – December 2019

In early 2017 my colleague and I found ourselves needing the help of Personal guarantee with a number of matters, after the collapse of two linked businesses left us in a near impossible position. Personal Guarantee helped guide and support us to deal with each matter in turn with the final matter being concluded in September 2019. While the process can be slow and a little unpredictable, Personal Guarantee will control the matter professionally and continue to steer it in the preferred direction while keeping the client at arms length, from the lender, in order they can continue rebuilding their

RT – December 2019

We were recommended to Mel Loades and Personal Guarantee several years ago after our business failed and we started to receive demands from the bank to repay a personal guarantee. It was an extremely stressful and daunting time as we had lost our business and were trying to get back on our feet again and we really didn’t know where to turn or how to deal with the situation as we were far from experts in this area. Taking the first step to contact PG was a huge relief as we immediately felt reassured that the situation was taken under

NH – November 2019

I would like to thank Mel and his team for their pragmatic and realistic advice over the past years helping me deal with a protracted joint and several personal guarantee situation. Without Mel and his teams help we would not have been able to settle at a 50% reduction. Great professionalism and support throughout. 

TS – October 2019

I found Personal Guarantee from a web search and after reading existing testimonials decided to contact them. A High Street Bank was demanding payment against a joint & several guarantee. I had read and been given some informal advice that I would be able to settle at a reasonable level befitting my financial circumstances. I had been trying to deal with the bank directly on my own but it soon became clear that they were only interested in a 100% repayment whether in a lump sum or monthly installments even though I was past retirement age. I was getting very

PR – October 2019

Mel and his team provided us with complete and realistic advice that allowed us to make an informed decision. This resulted in an expedient and pragmatic resolution of a problem that could have ended in a costly protracted dispute. All issues attended by Personal Guarantee were undertaken in a thoroughly professional manner – we have no hesitation in recommending them.

JR – September 2019

We would just like to thank Joss Dicks for all his work in helping us settle a Personal Guarantee that has caused so much stress for so long. With his help and support we are now able to put what has been an extremely difficult time behind us. Having been totally misled into buying a franchise business using borrowed funds the business soon failed. It was very hard to trust somebody else to deal with our financial affairs and we struggled along for quite some time dealing with the bank as best we could. That was a big mistake because