Testimonials

We are very pleased to have been able to help so many

SB – August 2019

I was recommended to Personal Guarantee in July 2016. I was being aggressively pursued by a bank for immediate payment of 100% of a joint and several guarantee, related to a company I had left previously. Mel is a leading expert in the field of Personal Guarantees and quickly assessed the situation and provided decisive expert advice in developing a strategy and provided immediate guidance and reassurance. Mel and his excellent team effectively took control of a situation that was outside my area of expertise and as result massively reduced the stress of a difficult situation. They worked professionally and

KW – July 2019

I was distraught at the failure of our family business and the legal wrangles that arose from that. One of those headaches was the Personal Guarantee my wife and I had with the bank. It took 3 years of agony and stress to reach an agreement. Mel and his team worked tirelessly and creatively to try to find a way forward with the bank who eventually agreed to a proposal. We could have handled the situation ourselves but our lack of knowledge about how banks operate coupled with our near-paralysing stress levels would have meant we would never have achieved

RS – July 2019

Mel Loades is the country’s leading expert in helping business owners with Personal Guarantee issues. Mel’s knowledge regarding these affairs is second to none. He offers great strategic guidance and is always on hand to offer support and advice. He has helped me through an extremely difficult situation with a PG that I signed when I was desperate for investment to help save my business. Like many other business owners In this situation, I was not clear on what I was getting myself in to. The banks are your friend when you are in business however they quickly turn against

IL – July 2019

I got in touch with personal guarantee after I helped out a relative over a failed business venture. Initially I dealt with Mel who put me in touch with Faye. Over time, with help from Wendy, Helen and Harry, they were able to help me resolve an issue with a quite aggressive company which resulted in a substantial reduction in the initial claim. I would not hesitate to recommend this company to anyone who is in difficulty with a business related Personal Guarantee.

TS – June 2019

I was being chased for a debt for a business that I no longer had any association with. After researching online I came across Personal Guarantee. Speaking with Mel and the team, it was clear to me that they were the company to help. Mel and the team’s knowledge regarding these issues are second to none and they put my mind at easy knowing I was in good hands. They gave great advice and options all the way through the process, keeping me up to date at all stages. Without their expert knowledge, help and support I would have not

SK – May 2019

I was under great pressure from our Bank to make settlement under the Personal Guarantee I had given and this settlement was being demanded within a few days. On the other hand, I was busy in repairing the damage done to our company due to bad debt and not only I was repairing the damage, but I was also busy in bringing in new business. At this point, I needed a third party to negotiate with the bank on my behalf to get us more time to pay the debt. Mel, Helen, Harry and Wendy of PERSONAL GUARANTEE were the

DF – May 2019

From the off I was put at ease by Mel assuring me we could sort things out, he dealt with my problems professionally at every level and got me a result i could never have got near if I had tried myself. I definitely recommend Mel and Faye if you need help dealing with PGs.

DL – April 2019

I would like to thank Mel, Helen and Harry for the professional way in which they dealt with my situation. Their advice, guidance and expertise in presenting a strong case, helped reach a settlement that I was very satisfied with. Also, the manner in which they kept me informed in every step along the way. I would, therefore, have no hesitation in recommending them to future clients needing their particular expert help and advice.

AM – February 2019

“Many thanks to Helen and Mel for helping resolve what became a very stressful issue. They were very professional and extremely helpful throughout the entire process. Thanks you once again for ensuring a satisfactory conclusion. I will be only to happy to recommend your firm as and when the appropriate conditions arise.“

DF – February 2019

“I would like to thank Mel and Faye for their help over a 3 year period of business insolvency and personal bankruptcy. Their support in the beginning of helping me to stay calm, know it will all be ok and culminate a plan to move forward was very helpful. Mel helped me with contacts who could also assist and how to negotiate with creditors which ultimately helped secure a good outcome in the end for everyone. Having support, advice and ideas from Mel and his team enabled me to move through this period as best as I could and I

SG – January 2019

“Many Thanks to Mel and Helen for all their work. Mel was very supportive throughout the full process. He managed to get a great settlement. I would definitely recommend using them. Thank you.“

TS – November 2018

“I contacted Mel following correspondence I received from the bank claiming my personal liability for a small firms loan guarantee (SFLG) debt. At the time, I was dealing with the bank on my own and I had gone through their complaints system without success. I was frustrated that the bank’s debt team in Rotherham demonstrated very little understanding or appreciation of the legal issues I raised. I found Personal Guarantee via a Google search and naturally, I wondered if they were credible. Following my initial conversation with Mel, I felt instant relief. I had finally found someone who understood the