Breaking News
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City watchdog orders firms to protect vulnerable customers
The Financial Conduct Authority (FCA) has ordered financial firms to do more to protect vulnerable customers, warning some are being
Before signing a personal guarantee
There are a number of issues surrounding the signing of a personal guarantee for business finance or supply in the
Case Studies – Facts and Outcomes we have managed for Clients
Alleged guarantor never signed the document Guarantee statute-barred and charge removed from property Hairdressing Asset Lease and Supplier Personal Guarantees
Nationwide Corporate Finance/ Blue Rock Secured Finance (Formerly Black Rock Secured Finance & Alfandari Equity Partners)
If you require assistance in negotiating on a secured or unsecured personal guarantee with Nationwide and / or Blue Rock
Business Banking Resolution Service (BBRS) will be in place this Autumn
The Times’ James Hurley talks to Lewis Shand Smith, chairman of the nascent Business Banking Resolution Service (BBRS), which has
Personal Guarantee debt and Mental Health
Debt and mental health are often linked with one more often than not being a symptom of the other. Anxiety
Business Loss and Mental Health
Mel Loades talks about the effects of business loss on mental health.
Choosing an Insolvency Practitioner
Mel Loades, of Personal Guarantee, talks about choosing an Insolvency Practitioner.
Getting A Personal Guarantee Settlement Done – Part 5
In the final episode, we talk more about the knowledge and intelligence needed to settle a Personal Guarantee.
Getting A Personal Guarantee Settlement Done – Part 4
In this episode we look at the processes organisations use to pursue a guarantee.
Getting A Personal Guarantee Settlement Done – Part 3
In this episode we look at the external factors that effect the Personal Guarantee.
Getting A Personal Guarantee Settlement Done – Part 2
In this episode we look at the circumstances of the guarantor.
Getting A Personal Guarantee Settlement Done – Part 1
In this episode we look at the attitude of the organisation that is relying on the guarantee.
Secondary Lending
Mel Loades, of Personal guarantee, updates us on secondary lenders and Personal Guarantees.
Bank Debt Collection
Mel Loades, of Personal Guarantee, talks today about bank debt collection departments, Personal Guarantees and some of their concerns regarding future property values.
Secondary Lending Market – Part 3
Mel Loades presents a three part video series on the downward spiral that is the Secondary Lending Market.
Secondary Lending Market – Part 1
Mel Loades presents a three part video on the downward spiral that is the Secondary Lending Market.
Secondary Lending Market – Part 2
Mel Loades presents a three part video on the downward spiral that is the Secondary Lending Market.
City watchdog orders firms to protect vulnerable customers
The Financial Conduct Authority (FCA) has ordered financial firms to do more to protect vulnerable customers, warning some are being “exploited
Before signing a personal guarantee
There are a number of issues surrounding the signing of a personal guarantee for business finance or supply in the first
Case Studies – Facts and Outcomes we have managed for Clients
Alleged guarantor never signed the document Guarantee statute-barred and charge removed from property Hairdressing Asset Lease and Supplier Personal Guarantees Father
Nationwide Corporate Finance/ Blue Rock Secured Finance (Formerly Black Rock Secured Finance & Alfandari Equity Partners)
If you require assistance in negotiating on a secured or unsecured personal guarantee with Nationwide and / or Blue Rock please
Business Banking Resolution Service (BBRS) will be in place this Autumn
The Times’ James Hurley talks to Lewis Shand Smith, chairman of the nascent Business Banking Resolution Service (BBRS), which has still
Personal Guarantee debt and Mental Health
Debt and mental health are often linked with one more often than not being a symptom of the other. Anxiety and
Personal Guarantee risk for over 420,000 small business owners
Having assisted personal guarantors of business debt for some 12 years we were involved with assisting guarantors during the post-2008 financial
Capital on Tap / Redwood Collection Services Personal Guarantees
If you are receiving letters from Redwood Collections chasing alleged personal guarantee debts on behalf of Capital on Tap and you
What Judges want (according to the Judges themselves)…
We do not provide legal advice. This is a very interesting article by Ali Tabari – Barrister and mediator at St
FCA extends regulation of non-regulated commercial lending to regulated firms
It appears the FCA will, from 9th December, regulate non-regulated commercial lending by FCA regulated firms. This will be interesting, as
Online signing of a Personal Guarantee
More and more commercial lenders use online signing as a method of formalising finance agreements and Personal Guarantees, particularly those involved
UK Commercial Finance Expo – Wednesday 19th June (NEC)
This is a must-go show for professionals who have an interest in the finance and insolvency field as it is a
What’s the use of limited liability for directors?
This extremely relevant article has been published jointly by our colleague at Personal Guarantee, Joss Dicks, and TheBusinessDebtAdvisor’s Beverley Budsworth The
Business funding without Personal Guarantees
Almost all business funding to small and medium sized businesses require a Personal Guarantee and there is a whole secondary market
Brexit effect on funding to UK SMEs
There is a little known European Investment Fund (EIF) which has been behind some of the secondary lending market finance that
Personal Guarantee Insurance availability
For many years Personal Guarantee Insurance was not available and although we were approached by a number of organisations hopeful of
Rigil Kent companies in Provisional Liquidation
This is an update on our breaking news item we released in October 2017. The announcement below set out that all the
Mel Loades talks about Business Loss and Mental Health
Until 10 years ago I spent 25 years mostly turning businesses around, which was a very positive experience, helping businesses getting
Five signs for spotting your debt problem is becoming unmanageable
Julian Donnelly, of James Rosa Associates, has put together an interesting article regarding debt problems – you can find out more
SME Banks Tribunal: A New Way for Small Businesses to Challenge Lenders?
In the wake of the 2008 bank lending scandals small businesses have lost trust in banks and lenders. Kevin Hollinrake MP,
