GS – March 2026

Mel and the team have provided me with just the support I needed in dealing with a personal guarantee. Having them on side gave me a great deal of confidence that we were doing everything possible to manage a difficult situation. I could trust them to guide me through a confusing process and to be … Read more

JL – March 2026

Experiencing the devastation of our company entering Administration, facing the stressful situations of Personal Guarantees seemed absolutely overwhelming. Thank goodness we were introduced to Personal Guarantee, Simon and his team were very very helpful and reassuring throughout the whole process, he kept us informed at all times, kept us calm and managed to negotiate us … Read more

ST – March 2026

All I can say is that if you are having problems with aggressive lenders who pursue Personal Guarantees after a Limited company has closed, just speak to Mel and the team ASAP. I wish I had found them months sooner, they have literally changed my life. What started as a £385k debt was settled for … Read more

CV – February 2026

Personal Guarantee have been absolutely amazing – I was allocated Simon to look after me and he has honestly gone above and beyond – he’s treated me like a human- not just like a case, which has been my experience when trying to deal with banks/creditors myself. I took me two months to make the … Read more

HS – January 2026

I couldn’t thank Simon enough for the help and support he’s given with my Personal Guarantee.  He negotiated down a settlement for my Credit Card debt and not only helped me save thousands but also helped me cross off the biggest debts I had over me personally. His understanding and guidance throughout the process was … Read more

Brachers Solicitors / American Express Business Card Personal Liability / Personal Guarantee – Spring 2026 UPDATE

shawbrook

Following our previous update (read HERE) it is now becoming more apparent that Brachers Solicitors are doing their best now to draw a line under the online signing debacle that has existed with respect to American Express Business cards from 2016 to 2024. They have a team specialising in revisiting old cases and forcing the … Read more

Azzurro Associates personal guarantee purchase firm bought out for £200M

Azzurro Associates

Azzurro Associates Personal Guarantee purchase history Since 2020, Azzurro Associates has been purchasing personal guarantee debt from the likes of Funding Circle, Capital on Tap, YouLend, Liberis. Azzurro Associates has now been sold to Hoist Finance, a subsidiary of Metis Bidco plc. Under the “Lowell” brand, Metis Bidco plc have also bought personal guarantee debt … Read more

EC – January 2026

I was recommended Mel from Personal Guarantee by our liquidator we used when we had to put our business of 10 years into liquidation. We were under a lot of pressure and were being pursued for a personal guarantee of over 90K. Mel’s team, Harry and Simon, I could not recommend enough, they both listened … Read more

BM – January 2026

Thanks to Simon and the team at Personal Guarantee. We had a very positive experience with this company. They handled our credit card settlement swiftly and efficiently, keeping us informed throughout the process and making everything clear and straightforward. Their professionalism and attention to detail gave us real peace of mind and the outcome was … Read more

OJ & NS December 2025

I am extremely grateful for the help and support I received from Personal Guarantee, especially Simon . He assisted me in dealing with a creditor related to a limited company where I had signed a personal guarantee. The situation was stressful and complex, but he handled all communications with the creditor professionally and effectively. Thanks … Read more