Mel Loades

After talking to liquidators following the sudden collapse of our business, due to a principle partner breaking contract, myself and another director were faced with a horrifying amount of personal guarantees; we were advised to speak to Personal Guarantee which turned out to be the only bright spot in an awful business. The team at … Read more

I would highly recommend the services of Personal Guarantee to anyone facing this sort of situation. Mel and Harry were extremely helpful and diligent and were able to negotiate with the Finance company that were chasing me for payment on an old Personal Guarantee; a much improved resolution than I would have been able to … Read more

Following the insolvency of our business, we found ourselves facing a personal guarantee demand that felt completely overwhelming. Mel and Harry were recommended to us, and from the very first conversation they were straightforward, knowledgeable, and calm — exactly what we needed. They took the time to explain our options honestly, never sugar-coating the situation, … Read more

Simon and the team removed all stress from a very difficult situation. They got me a reduced settlement. Excellent communication at all stages. Thank you.

Recently, I had a problem with a personal guarantee that I had made with a bank. Personal Guarantee was recommended to me for help. They did an excellent job taking the pressure off me by talking directly to the bank. They sorted a very good settlement in a professional and efficient manner. I would completely … Read more

I had a merchant cash advance for two companies and fell into difficulties. The lender was extremely aggressive and called in debt and personal guarantee, I tried to negotiate but they swatted me away with a 7 day letter before action. I had combination of poor legal team and some difficult personal / family circumstances … Read more

Thanks to Simon, Mel, and the entire team for their outstanding support. They helped me confidently negotiate with my creditors and guided me through to a successful settlement. Their professionalism and understanding made a stressful situation much easier to handle. I highly recommend their services.

I was happy with the service, professionalism and dedication of the Personal Guarantee team dealing with the issue securing a wonderful 86% reduction in the amount I had to pay to creditors.

I worked closely with Personal Guarantee over a two-year period to resolve a complicated situation with American Express. Harry, Wendy, and the team worked tirelessly to negotiate on my behalf, ultimately settling the matter in full. The situation took a real toll on both my health and finances, but Harry was determined to find a … Read more