After talking to liquidators following the sudden collapse of our business, due to a principle partner breaking contract, myself and another director were faced with a horrifying amount of personal guarantees; we were advised to speak to Personal Guarantee which turned out to be the only bright spot in an awful business. The team at Personal Guarantee were kind and supportive and had a real understanding of the dire personal financial circumstances we were facing.

They took on the entire task and using their experience and expertise, gained from hundreds of similar situations, negotiated some quite frankly unbelievable settlements, quite literally saving us hundreds of thousands of pounds. We had two major personal guarantees, one just short of 400k and another of 330k, they got them both in at a little over 200k, still painful but an amazing reduction and our homes and other assets were safe.

Losing a business is a dreadful and agonising process but the simple truth is Personal Guarantee helped us both come out of the other side, there had been times, in the darkest times, that didn’t seem to be certain.

They are nice, kind and thoughtful people and incredibly good at what they do.

RW – July 2026