Using “DMHEF” for personal guarantee debt with non-critical mental health issues

It has been well-documented for decades now that financial stress can and frequently does take a significant toll on the mental health of debtors. We have published articles on this subject over the years (see below), as we know first-hand how momentous this impact can be on personal guarantee debtors being pursued, particularly when individuals … Read more

Funding Circle Collections Policy Shake-Up

We have helped over 500 individuals facing personal guarantee claims relating to defaulted Funding Circle business loans over the past 14 years or so. During this time, Funding Circle have varied their recoveries policies on a number of notable occasions, with their processes and approach to collections being remarkably consistent for long periods between these … Read more

Aggressive collection tactics on allegedly personally guaranteed trade account balances

When directors are being pursued under personal guarantees for a limited company debt, it can be incredibly difficult to take a step back and carefully consider your position and options. When overwhelmed by threatening and aggressive collection tactics, it is easy to simply give in to the immense feelings of pressure. This can lead to … Read more