Mel Loades

I was referred to Personal Guarantee by a business associate after a business of which I was a Director and guarantor went into Administration. It’s a situation you don’t find yourself in every day, so I certainly needed help with this unfamiliar situation. The lenders chasing you for their guaranteed loans are classed as business … Read more

When I found myself in a challenging dispute with American Express over a business card, Personal Guarantee proved to be an excellent choice. From our first interaction, they demonstrated deep expertise and a thorough understanding of my situation. Their communication was clear and professional throughout, and they built a strong case based on their extensive … Read more

When our company went into liquidation, we were referred to Personal Guarantee to help manage the aggressive tactics some lenders were using regarding our personal guarantee liabilities. Mel and Harry were a great support, providing us with clear support and practical guidance during a challenging time. They helped us navigate negotiations with the lenders and … Read more

I found Personal Guarantee after a long search and reviewing all the testimonials, and I had the pleasure of working with Harry and Wendy. Both Harry and Wendy were highly professional and empathetic, understanding our challenges with the bank in question following the imminent liquidation of our company. Their expert guidance and support gave us … Read more

Personal Guarantee was referred to me. I found Mel and Harry to be very professional and understanding of our situation with our bank, after our company was liquidated. They put our minds at ease and provided us with excellent support. This resulted in a very satisfactory outcome. I would certainly recommend Personal Guarantee.

Personal Guarantee assisted me in defending a personal guarantee liability for debt from a limited company placed in liquidation. The process was long and drawn out due mainly to the banks inability to deal with matters quickly but also due to the untimely death of my business partner who was also being pursued for the … Read more

Unfortunately our company had to enter liquidation, which resulted in some very aggressive tactics from lenders. Harry & Mel where a great support during a very stressful time and helped to negotiate a personal guarantee debt. They made things very clear and I would recommend them to anyone in a similar situation.

Personal Guarantee assisted me in reducing a personal guarantee liability, which took many years due to the slow response from the Bank. Mel picked up my file after the previous consultant, Joss, retired; Joss was superb, as was Mel. They kept me informed every step of the way and it was through their skill and … Read more

I was recommended to contact Personal Guarantee (PG) by a lawyer friend following a tricky situation I found myself in. I contacted PG following an accusation from Amex holding me personally liable for debt from a limited company which unfortunately went into voluntary liquidation due to a client who ran out of money in the … Read more