Mel Loades 
Alleged guarantor never signed the document Guarantee statute-barred and charge removed from property Hairdressing Asset Lease and Supplier Personal Guarantees Father with Dementia Personally Guaranteed Company Debt for Son/Daughter Bank manager induced signing of PG day before appointing administrator £385k Settled For £25k – Trust Deeds on Personal Property Portfolio 950k settled for 150k with … Read more
We were recommended to Personal Guarantee and Mel Loades a little while ago after I had a business failure leaving a number of outstanding debts with personal guarantees. During this very stressful and turbulent time, Mel was very approachable, helpful, experienced and empathetic. Mel and the team helped draw up a plan to approach the … Read more
The Times’ James Hurley talks to Lewis Shand Smith, chairman of the nascent Business Banking Resolution Service (BBRS), which has still not gone live due to ongoing arguments over which small businesses will be eligible for its support. Banks say those who have been through a previous redress process, or who have tried to sue … Read more
Personal Guarantee are a professional and experienced firm who go the extra mile. Mel and his team are friendly, approachable and always keep you updated by explaining the whole process in a simple and concise way which helps to relieve any stresses and worries that you might have. There fees are fair and reasonable and … Read more
Debt and mental health are often linked with one more often than not being a symptom of the other. Anxiety and depression can be brought about and amplified by what seem to be constant demands for payment under personal guarantees following the collapse of a business into insolvency. The process of losing a business can … Read more
Having assisted personal guarantors of business debt for some 12 years we were involved with assisting guarantors during the post-2008 financial crisis meltdown. During that time we were able to agree an average discounted settlement of some 75% from the amount claimed. This was in addition to some £12m to £20m of alleged debt that … Read more
If you are receiving letters from Redwood Collections chasing alleged personal guarantee debts on behalf of Capital on Tap and you have not already come to a settlement agreement with them we can assist in resolving the matter. This is particularly the case with many Capital on Tap business loans and associated personal guarantees signed … Read more
We do not provide legal advice. This is a very interesting article by Ali Tabari – Barrister and mediator at St Philips Chambers. What Judges want (according to the Judges themselves)… (5-min read CLICK HERE)
My first contact with Personal Guarantee was the MD Mel, who I must say put my mind at rest with his knowledge and professionalism. With Mel’s sound suggestions and ‘to the point’ direction my PG was finalised and settled. I can’t recommend this company enough and if you feel there is no way out, please … Read more
I would never of been able to negotiate such a favourable outcome with the Finance company. My only regret is that I went the Solicitor route early on. I wished I had come to Personal Guarantee from the beginning.I must say that resolving my personal guarantee commitments has removed an enormous burden from my wife … Read more
