I engaged personalguarantee.co.uk in January 2021 to help negotiate a reduction in a personal loan with an offshore lender at a punitive rate. I worked closely with Mel Loades over a two month period. During that time, Mel’s approach was both systematic and professional and after much toing and froing we achieved a desirable outcome saving a six figure sum. I would have no hesitation in using www.personalguarantee.co.uk again nor recommending PG to anybody who needs help in negotiating a reduction in their PG exposure