DF – February 2019

I would like to thank Mel and Faye for their help over a 3 year period of business insolvency and personal bankruptcy. Their support in the beginning of helping me to stay calm, know it will all be ok and culminate a plan to move forward was very helpful. Mel helped me with contacts who … Read more

SG – January 2019

“Many Thanks to Mel and Helen for all their work. Mel was very supportive throughout the full process. He managed to get a great settlement. I would definitely recommend using them. Thank you.“

Mel Loades talks about Business Loss and Mental Health

Until 10 years ago I spent 25 years mostly turning businesses around, which was a very positive experience, helping businesses getting back on their feet. Since then as a team we have dealing with the aftermath of business failures when, on top of losing their business, owners, managers and even those near and dear to … Read more

TS – November 2018

“I contacted Mel following correspondence I received from the bank claiming my personal liability for a small firms loan guarantee (SFLG) debt. At the time, I was dealing with the bank on my own and I had gone through their complaints system without success. I was frustrated that the bank’s debt team in Rotherham demonstrated … Read more

RA – November 2018

“From the moment the brewery sent me their original letter, I got in contact with Personal Guarantee via Google, they were very understanding and very helpful from the moment that I had made contact with them. They made several assurances to me and after a few phone calls and letter being created by Mel Loades, … Read more