I would like to thank Mel and Faye for their help over a 3 year period of business insolvency and personal bankruptcy. Their support in the beginning of helping me to stay calm, know it will all be ok and culminate a plan to move forward was very helpful. Mel helped me with contacts who could also assist and how to negotiate with creditors which ultimately helped secure a good outcome in the end for everyone. Having support, information and ideas from Mel and his team enabled me to move through this period as best as I could and I would recommend their help to anyone, all problems have a solution, thank you guys.