Mel Loades

We would just like to thank Joss Dicks for all his work in helping us settle a Personal Guarantee that has caused so much stress for so long. With his help and support we are now able to put what has been an extremely difficult time behind us. Having been totally misled into buying a … Read more

Having personal guarantees called upon can be a very daunting and stressful experience especially if they are triggered by a traumatic experience like losing a business. Having the bandwidth to deal with creditors can be overwhelming. Despite originally seeking the counsel of lawyers, who proved to be both expensive and did not give us confidence, … Read more

After helping a family member out with a new business, we became indebted to some loan companies. We were given the details of Personal Guarantee and approached them to help us. Mel transferred us to Faye and with the help of Harry, Wendy and Helen, Personal Guarantee were able to negotiate final settlements with these … Read more

Having received a demand from the Bank for repayment under the terms of a personal guarantee I decided to look into having someone represent me who had experience in dealing with Bank guarantees. A quick search on the internet led me to ‘Personal Guarantee’ and I spoke to them and they, straightaway, gave me the … Read more

I was recommended to Personal Guarantee in July 2016. I was being aggressively pursued by a bank for immediate payment of 100% of a joint and several guarantee, related to a company I had left previously. Mel is a leading expert in the field of Personal Guarantees and quickly assessed the situation and provided decisive … Read more

I was distraught at the failure of our family business and the legal wrangles that arose from that. One of those headaches was the Personal Guarantee my wife and I had with the bank. It took 3 years of agony and stress to reach an agreement. Mel and his team worked tirelessly and creatively to … Read more

Mel Loades is the country’s leading expert in helping business owners with Personal Guarantee issues. Mel’s knowledge regarding these affairs is second to none. He offers great strategic guidance and is always on hand to offer support and direction. He has helped me through an extremely difficult situation with a PG that I signed when … Read more

I got in touch with personal guarantee after I helped out a relative over a failed business venture. Initially I dealt with Mel who put me in touch with Faye. Over time, with help from Wendy, Helen and Harry, they were able to help me resolve an issue with a quite aggressive company which resulted … Read more

I was being chased for a debt for a business that I no longer had any association with. After researching online I came across Personal Guarantee. Speaking with Mel and the team, it was clear to me that they were the company to help. Mel and the team’s knowledge regarding these issues are second to … Read more