We were recommended to Personal Guarantee and Mel Loades a little while ago after I had a business failure leaving a number of outstanding debts with personal guarantees. During this very stressful and turbulent time, Mel was very approachable, helpful, experienced and empathetic. Mel and the team helped draw up a plan to approach the creditors, we managed to work through these and paid them off at reduced rates and without too much further upheaval. I would like to thank Mel and the team and would certainly recommend Personal Guarantee as they were a great help and assistance to us.