Mel Loades 
A September 2013 internal report on HBOS, known as the Project Lord Turnbull report, has been published with respect to the widely publicised Reading fraud case. The report was, until recently, exclusively available to law enforcement and regulatory bodies. A copy of the report may be downloaded from HEREDraft Project Lord Turnbull Report part 1Draft Project … Read more
When our company was liquidated we approached Mel and his team for guidance on dealing with Personal Guarantees. He analysed our list of creditors, worked with us to identify where the risks were, and helped us with our responses to the single company that pursued us; his support enabled us to significantly reduce the amount. His … Read more
“A demand on a PG was causing me a considerable amount of worry. Mel took the time to discuss options and strategies without diluting the risks which still allowed me the opportunity to relax and think logically about the liability. Mel and his team have negotiated an interim repayment of £25 per month on a … Read more
In the final episode, we talk more about the knowledge and intelligence needed to settle a Personal Guarantee.
In this episode we look at the processes organisations use to pursue a guarantee.
In this episode we look at the external factors that effect the Personal Guarantee.
In this episode we look at the circumstances of the guarantor.
In this episode we look at the attitude of the organisation that is relying on the guarantee.
“I have spoken to Mel on a couple of occasions regarding personal guarantees, both for myself and clients who I am advising. Their knowledge of personal guarantees is superb, they are also very friendly and helpful and I can’t recommend them enough.”
“Barclays bank was chasing me for a large amount of money from a business loan for which I had signed a personal guarantee. Personal Guarantee quickly and professionally dealt with the banks agents to stop them harassing me. Their knowledge of the situation and companies involved and expertise in this field meant a quick resolution … Read more
