Mel Loades 
Having assisted personal guarantors of business debt for some 12 years we were involved with assisting guarantors during the post-2008 financial crisis meltdown. During that time we were able to agree an average discounted settlement of some 75% from the amount claimed. This was in addition to some £12m to £20m of alleged debt that … Read more
If you are receiving letters from Redwood Collections chasing alleged personal guarantee debts on behalf of Capital on Tap and you have not already come to a settlement agreement with them we can assist in resolving the matter. This is particularly the case with many Capital on Tap business loans and associated personal guarantees signed … Read more
We do not provide legal advice. This is a very interesting article by Ali Tabari – Barrister and mediator at St Philips Chambers. What Judges want (according to the Judges themselves)… (5-min read CLICK HERE)
My first contact with Personal Guarantee was the MD Mel, who I must say put my mind at rest with his knowledge and professionalism. With Mel’s sound suggestions and ‘to the point’ direction my PG was finalised and settled. I can’t recommend this company enough and if you feel there is no way out, please … Read more
I would never of been able to negotiate such a favourable outcome with the Finance company. My only regret is that I went the Solicitor route early on. I wished I had come to Personal Guarantee from the beginning.I must say that resolving my personal guarantee commitments has removed an enormous burden from my wife … Read more
My family sadly found ourselves in the worst financial crisis in the beginning of 2019, we owed a lot of money to a few large organisations, which to ourselves was extremely daunting, worrying and we very close to breaking point. We were recommended to use Personal Guarantee, through a friend, and straight away they put … Read more
After meeting Mel I was introduced to Faye McCarron who then went on to deal with two PG claims against my son. Her knowledge and support enabled us to remove the first and reach a favourable outcome on the second. If you have a PG problem these are the people you need to contact.
I would like to thank Mel, Helen and the rest of his team for their pragmatic, professional and realistic directions over the past five years years helping me deal with a protracted joint and several personal guarantee situation which for me was a very substantial sum. Without Mel and his teams help and in-depth understanding … Read more
I would like to personally thank Mel for all his help in dealing with the liquidation of my company. Liquidators were looking to recover funds through potentially selling my house. This was a frightening situation to be in. Thankfully I was put in touch with Mel and his team. Not only did they manage to … Read more
In early 2017 my colleague and I found ourselves needing the help of Personal guarantee with a number of matters, after the collapse of two linked businesses left us in a near impossible position. Personal Guarantee helped guide and support us to deal with each matter in turn with the final matter being concluded in … Read more
