Mel Loades Huge thanks to Mel, Faye and Harry for their help and support during a difficult financial matter. The support I was given was spot on, and that gave me confidence through the whole process. A really professional company, cannot recommend enough.
A very interesting article putting some onus on creditors to demonstrate that a PG was put in place effectively. Article by PDT Solicitors HERE
Thankfully, a personal guarantor we did not have to deal with! Kenilworth scaffolder banned for 4 years after recklessly spending £142,000 prior to bankruptcy to avoid paying creditors.
I engaged personalguarantee.co.uk in January 2021 to help negotiate a reduction in a personal loan with an offshore lender at a punitive rate. I worked closely with Mel Loades over a two month period. During that time, Mel’s approach was both systematic and professional and after much toing and froing we achieved a desirable outcome … Read more
Three men working for a London financial institution have been arrested by the National Crime Agency as part of an investigation into fraudulent Bounce Back Loan claims totalling £6 million. The fraudulent claims are believed to have been made using false data and documents. Enquiries are ongoing to establish the true extent of their activity … Read more
I would echo MB’s sentiments. In terms of a testimonial I would say that to be pitched into this situation is extremely stressful, and it was a great comfort to have someone like Mel go out to bat for us; to have a cool and experienced head available during a period of great uncertainty. Plenty … Read more
I used Mel and the team at Personal Guarantee and was so pleased I did. They were totally professional and fully understood the options, strategies and tactics to use. I had a fairly complicated situation and the guidance they gave was instrumental in saving £10’000s. I cannot recommend Mel and the team enough.
See below Shawbrook’s press release regarding their purchase of RateSetter; it will be interesting to see how this will effect RateSetter Personal Guarantee demands and collections. “Shawbrook Bank has enhanced its position in a key and growing market after it completed the strategic acquisition of RateSetter’s peer-to-peer funded development finance business. The NACFB Patron announced … Read more
Please find The Times article regarding the sale of PG debt by Funding Circle in which Mel Loades is briefly quoted. Read The Times article HERE
We have dozens of clients who have received letters of assignment of company and personal guarantee debt to Azzurro Associates Ltd. Funding Circle appear to be the most prolific assigner of debt with other assignments being made by Boost Capital and Capital on Tap. In some instances Shire Recoveries have been appointed by Azzurro Associates … Read more
