Mel Loades When we are faced with the reality of a Personal Guarantee being enforced it is usually because something unexpected or unforeseen has gone very wrong, possibly self inflicted or most likely through outside agency. Regardless of ‘why’, the reality though is that ‘we’ end up quickly embroiled in a ‘David and Goliath’ scenario that can … Read more
Mel and his team were friendly, but professional to deal with. They managed to get an amicable resolution and good settlement for a guarantee which I’d signed but couldn’t pay due to lockdown. I was worried as well as clueless about the small print and consequences of the guarantee, but they explained everything with patience, … Read more
I would like to thank Personal Guarantee for the help they gave us sorting out the situation we found ourselves in. Mel gave us good support and assured us that he and his team of Wendy and Harry would take the pressure off of us and sort things out. He gave us the worst case … Read more
Please see article HERE by James Hurley of The Times published on the 22nd July 2021. In dealing with over 2,500 personal guarantees in 13 years we have only seen a creditor wrongly take this action in a handful of cases, all of which were remedied as soon as we made the creditor aware of it. … Read more
All of you have been great, quick and swift actions with a friendly attitude £56 down to £5k. Enough said. Thanks again
WE HAVE NEVER REFERRED SO MANY PEOPLE FOR MENTAL HEALTH CRISIS ASSESSMENT AS WE HAVE IN THE LAST 10 WEEKS. In our last article regarding the Debt Respite Scheme, we alluded to the high proportion of personal guarantee (PGs) clients demanded upon who have been referred to the NHS for Mental Health Crisis reasons in … Read more
The Debt Respite Scheme was introduced in May 21 to allow FCA regulated debt advisors acting on behalf of an individual debtor to obtain a standard 60 day stay on further action. It also allows a debtor on their own account or those acting on their behalf to obtain a longer stay on grounds of … Read more
From the very outset Personal Guarantee were easy to speak to and laid out clear actions to be taken. I was very stressed about my PG and not only were Mel Loades and Harry Jones extremely professional, but personally very supportive. I highly recommend Personal Guarantee.
James Hurley of The Times published this article on Saturday 5th June. Andrew Birkwood, CEO of Azzurro Associates, continues to publically assure that they uphold the highest standards and they were “striving to set the benchmark” in its industry for fair treatment. However, working with clients on the ground who are being pursued by Azzurro … Read more
The Personal Guarantee team are easy and straightforward to work with and highly professional. More than anything their common sense and pragmatic approach helps to cut through the concerns that inevitably come with outstanding debts. It’s a valuable benefit to be able to take one step back and get on with life knowing that your … Read more
