Mel Loades 
The Debt Respite Scheme was introduced in May 21 to allow FCA regulated debt advisors acting on behalf of an individual debtor to obtain a standard 60 day stay on further action. It also allows a debtor on their own account or those acting on their behalf to obtain a longer stay on grounds of … Read more
From the very outset Personal Guarantee were easy to speak to and laid out clear actions to be taken. I was very stressed about my PG and not only were Mel Loades and Harry Jones extremely professional, but personally very supportive. I highly recommend Personal Guarantee.
James Hurley of The Times published this article on Saturday 5th June. Andrew Birkwood, CEO of Azzurro Associates, continues to publically assure that they uphold the highest standards and they were “striving to set the benchmark” in its industry for fair treatment. However, working with clients on the ground who are being pursued by Azzurro … Read more
The Personal Guarantee team are easy and straightforward to work with and highly professional. More than anything their common sense and pragmatic approach helps to cut through the concerns that inevitably come with outstanding debts. It’s a valuable benefit to be able to take one step back and get on with life knowing that your … Read more
Huge thanks to Mel, Faye and Harry for their help and support during a difficult financial matter. The support I was given was spot on, and that gave me confidence through the whole process. A really professional company, cannot recommend enough.
A very interesting article putting some onus on creditors to demonstrate that a PG was put in place effectively. Article by PDT Solicitors HERE
Thankfully, a personal guarantor we did not have to deal with! Kenilworth scaffolder banned for 4 years after recklessly spending £142,000 prior to bankruptcy to avoid paying creditors.
I engaged personalguarantee.co.uk in January 2021 to help negotiate a reduction in a personal loan with an offshore lender at a punitive rate. I worked closely with Mel Loades over a two month period. During that time, Mel’s approach was both systematic and professional and after much toing and froing we achieved a desirable outcome … Read more
Three men working for a London financial institution have been arrested by the National Crime Agency as part of an investigation into fraudulent Bounce Back Loan claims totalling £6 million. The fraudulent claims are believed to have been made using false data and documents. Enquiries are ongoing to establish the true extent of their activity … Read more
I would echo MB’s sentiments. In terms of a testimonial I would say that to be pitched into this situation is extremely stressful, and it was a great comfort to have someone like Mel go out to bat for us; to have a cool and experienced head available during a period of great uncertainty. Plenty … Read more
