AM – February 2019

“Many thanks to Helen and Mel for helping resolve what became a very stressful issue. They were very professional and extremely helpful throughout the entire process. Thanks you once again for ensuring a satisfactory conclusion. I will be only to happy to recommend your firm as and when the appropriate conditions arise.“

DF – February 2019

I would like to thank Mel and Faye for their help over a 3 year period of business insolvency and personal bankruptcy. Their support in the beginning of helping me to stay calm, know it will all be ok and culminate a plan to move forward was very helpful. Mel helped me with contacts who … Read more

SG – January 2019

“Many Thanks to Mel and Helen for all their work. Mel was very supportive throughout the full process. He managed to get a great settlement. I would definitely recommend using them. Thank you.“

TS – November 2018

“I contacted Mel following correspondence I received from the bank claiming my personal liability for a small firms loan guarantee (SFLG) debt. At the time, I was dealing with the bank on my own and I had gone through their complaints system without success. I was frustrated that the bank’s debt team in Rotherham demonstrated … Read more

RA – November 2018

“From the moment the brewery sent me their original letter, I got in contact with Personal Guarantee via Google, they were very understanding and very helpful from the moment that I had made contact with them. They made several assurances to me and after a few phone calls and letter being created by Mel Loades, … Read more

RB – August 2018

“When you realise that the company you have worked hard to establish has to close the decision is painful. This is the time when support is needed from the banks and government bodies who are only too glad to offer financial help when times are good but, as we discovered, when the tide turns are … Read more

KS – July 2018

When our company was liquidated we approached Mel and his team for guidance on dealing with Personal Guarantees. He analysed our list of creditors, worked with us to identify where the risks were, and helped us with our responses to the single company that pursued us; his support enabled us to significantly reduce the amount. His … Read more

SK – June 2018

“A demand on a PG was causing me a considerable amount of worry. Mel took the time to discuss options and strategies without diluting the risks which still allowed me the opportunity to relax and think logically about the liability. Mel and his team have negotiated an interim repayment of £25 per month on a … Read more

CN – March 2018

“I have spoken to Mel on a couple of occasions regarding personal guarantees, both for myself and clients who I am advising. Their knowledge of personal guarantees is superb, they are also very friendly and helpful and I can’t recommend them enough.”