I was under great pressure from our Bank to make settlement under the Personal Guarantee I had given and this settlement was being demanded within a few days. On the other hand, I was busy in repairing the damage done to our company due to bad debt and not only I was repairing the damage, but I was also busy in bringing in new business. At this point, I needed a third party to negotiate with the bank on my behalf to get us more time to pay the debt.

Mel, Helen, Harry and Wendy of PERSONAL GUARANTEE were the right people to represent me and they successfully managed to get me the necessary additional time and the whole episode ended very nicely for all parties concerned.

Another very important point is that when a credible third party represents you in a situation like this, it is a great way of stress management.

I will not hesitate to recommend Mel and his team to anyone who is in a similar situation as I was.

SK – May 2019