I would like to thank Mel and his team for their pragmatic and realistic guidance over the past years helping me deal with a protracted joint and several personal guarantee situation. Without Mel and his teams help we would not have been able to settle at a 50% reduction. Great professionalism and support throughout.
I found Personal Guarantee from a web search and after reading existing testimonials decided to contact them. A High Street Bank was demanding payment against a joint & several guarantee. I had read and been given some informal advice that I would be able to settle at a reasonable level befitting my financial circumstances. I … Read more
Mel and his team provided us with complete and realistic information that allowed us to make an informed decision. This resulted in an expedient and pragmatic resolution of a problem that could have ended in a costly protracted dispute. All issues attended by Personal Guarantee were undertaken in a thoroughly professional manner – we have … Read more
We would just like to thank Joss Dicks for all his work in helping us settle a Personal Guarantee that has caused so much stress for so long. With his help and support we are now able to put what has been an extremely difficult time behind us. Having been totally misled into buying a … Read more
Having personal guarantees called upon can be a very daunting and stressful experience especially if they are triggered by a traumatic experience like losing a business. Having the bandwidth to deal with creditors can be overwhelming. Despite originally seeking the counsel of lawyers, who proved to be both expensive and did not give us confidence, … Read more
After helping a family member out with a new business, we became indebted to some loan companies. We were given the details of Personal Guarantee and approached them to help us. Mel transferred us to Faye and with the help of Harry, Wendy and Helen, Personal Guarantee were able to negotiate final settlements with these … Read more
Having received a demand from the Bank for repayment under the terms of a personal guarantee I decided to look into having someone represent me who had experience in dealing with Bank guarantees. A quick search on the internet led me to ‘Personal Guarantee’ and I spoke to them and they, straightaway, gave me the … Read more
I was recommended to Personal Guarantee in July 2016. I was being aggressively pursued by a bank for immediate payment of 100% of a joint and several guarantee, related to a company I had left previously. Mel is a leading expert in the field of Personal Guarantees and quickly assessed the situation and provided decisive … Read more
I was distraught at the failure of our family business and the legal wrangles that arose from that. One of those headaches was the Personal Guarantee my wife and I had with the bank. It took 3 years of agony and stress to reach an agreement. Mel and his team worked tirelessly and creatively to … Read more
Mel Loades is the country’s leading expert in helping business owners with Personal Guarantee issues. Mel’s knowledge regarding these affairs is second to none. He offers great strategic guidance and is always on hand to offer support and direction. He has helped me through an extremely difficult situation with a PG that I signed when … Read more
