Mel Loades 
This is a must-go show for professionals who have an interest in the finance and insolvency field as it is a very good indicator of the who’s who and trends as to how funders are providing finance in the commercial world and for developing professional financial contacts. It the larger of the two expos held … Read more
I was under great pressure from our Bank to make settlement under the Personal Guarantee I had given and this settlement was being demanded within a few days. On the other hand, I was busy in repairing the damage done to our company due to bad debt and not only I was repairing the damage, … Read more
From the off I was put at ease by Mel assuring me we could sort things out, he dealt with my problems professionally at every level and got me a result i could never have got near if I had tried myself. I definitely recommend Mel and Faye if you need help dealing with PGs.
I would like to thank Mel, Helen and Harry for the professional way in which they dealt with my situation. Their support, guidance and expertise in presenting a strong case, helped reach a settlement that I was very satisfied with. Also, the manner in which they kept me informed in every step along the way. … Read more
This extremely relevant article has been published jointly by our colleague at Personal Guarantee, Joss Dicks, and TheBusinessDebtAdvisor’s Beverley Budsworth The benefit of trading through a limited company or limited liability partnership has been seriously eroded over the years. It used to be just the banks that asked for personal guarantees. Over the years requesting … Read more
Almost all business funding to small and medium sized businesses require a Personal Guarantee and there is a whole secondary market of lending that has sprung up over the last few years where the only security they take is a Personal Guarantee. You can imagine how aggressive some of these companies can be when things … Read more
There is a little known European Investment Fund (EIF) which has been behind some of the secondary lending market finance that has been made available and is different from the loans provided under the EFG (Enterprise Finance Guarantee Scheme) under a UK government scheme managed by the British Business Bank. EIF backed funding does not … Read more
For many years Personal Guarantee Insurance was not available and although we were approached by a number of organisations hopeful of bringing a product to market, it was not until early 2014 that such a new product emerged. It took some time to gain footing but accessibility was good through an online application. Although the … Read more
This is an update on our breaking news item we released in October 2017. The announcement below set out that all the Rigil Kent companies are being into provisional liquidation following an investigation by the Insolvency Service Company Investigations team. Please click here for more information
“Many thanks to Helen and Mel for helping resolve what became a very stressful issue. They were very professional and extremely helpful throughout the entire process. Thanks you once again for ensuring a satisfactory conclusion. I will be only to happy to recommend your firm as and when the appropriate conditions arise.“
