Mel Loades

I contacted Personal Guarantee after being pursued for a personal guarantee, for a trade application form I had filled in for a company I no longer had any association with. I made the mistake of going down the solicitor route first. I came across this company by chance, thank goodness I did. I sent an … Read more

I can’t thank Personal Guarantee enough for their help. After my company went into liquidation, I was left with three personal guarantees on debts that felt overwhelming. They guided me through the whole process and managed to negotiate a significant reduction, saving me a huge amount of money and stress. Their expertise and support have … Read more

I recently had the pleasure of working with Harry at Personal Guarantee, and I must say, their professional support was invaluable. They thoroughly analysed my financial situation and provided strategic guidance that I wouldn’t have considered on my own. Thanks to their expertise, I was able to renegotiate terms and reduce liabilities, ultimately saving a … Read more

I’m so pleased we found Personal Guarantee, Mel’s wealth of experience has been invaluable. Personal Guarantee helped us navigate the precarious position my father found himself in by virtue of having signed a personal guarantee for company borrowings. At a time of significant panic and stress, Mel talked us through our options and helped us … Read more

Very happy with the outcome and the support given was amazing. Always on hand to answer any questions and saw me through a dark moment with sound advice. They made me feel they had my back all the way and were always mindful of the economics. Highly recommended

Mel and the team provided support, guidance and direction during a very difficult time when our business went into liquidation. It was a great relief to have them negotiate and communicate with an aggressive lender, and Mel got a better result than we could ever have expected. I have no hesitation in recommending them to … Read more

Following a post-covid boom our industry went through an unprecedented, unexpected shock collapse and our family business of 14 years went down. We had a personally guaranteed business loan which completely debilitated our life because, due to the industry shutdown, we couldn’t keep up with the payments. Harry helped us negotiate a more affordable plan … Read more

I started a company during the pandemic and it grew steadily for three years before, abruptly hitting a period of sharp revenue downturn in 2023. With a lot of fixed costs I simply could not move fast enough to manage the situation and it was very stressful. Eventually I found a solution to move on … Read more

Personal Guarantee are incredible! When my limited company went into administration I was left with a loan of £45k with a personal guarantee that I was unable to fulfil the £4K a month repayments for. Personal Guarantee negotiated on my behalf and got the total repayment amount down to less than half of the outstanding … Read more