Mel Loades 
Three men working for a London financial institution have been arrested by the National Crime Agency as part of an investigation into fraudulent Bounce Back Loan claims totalling £6 million. The fraudulent claims are believed to have been made using false data and documents. Enquiries are ongoing to establish the true extent of their activity … Read more
I would echo MB’s sentiments. In terms of a testimonial I would say that to be pitched into this situation is extremely stressful, and it was a great comfort to have someone like Mel go out to bat for us; to have a cool and experienced head available during a period of great uncertainty. Plenty … Read more
I used Mel and the team at Personal Guarantee and was so pleased I did. They were totally professional and fully understood the options, strategies and tactics to use. I had a fairly complicated situation and the guidance they gave was instrumental in saving £10’000s. I cannot recommend Mel and the team enough.
See below Shawbrook’s press release regarding their purchase of RateSetter; it will be interesting to see how this will effect RateSetter Personal Guarantee demands and collections. “Shawbrook Bank has enhanced its position in a key and growing market after it completed the strategic acquisition of RateSetter’s peer-to-peer funded development finance business. The NACFB Patron announced … Read more
Please find The Times article regarding the sale of PG debt by Funding Circle in which Mel Loades is briefly quoted. Read The Times article HERE
We have dozens of clients who have received letters of assignment of company and personal guarantee debt to Azzurro Associates Ltd. Funding Circle appear to be the most prolific assigner of debt with other assignments being made by Boost Capital and Capital on Tap. In some instances Shire Recoveries have been appointed by Azzurro Associates … Read more
An esteemed contact of ours Patrick Selley has written this article about PGs that relate to business debt that is not in a limited company. The work that we do entirely relates to personal guarantees that supports limited company debt. ___ Can business guarantees be subject to the Consumer Credit Act tests of fairness? By … Read more
MPs have asked the Financial Conduct Authority and the National Crime Agency (NCA) for an update on their investigation into claims of widespread signature forgery at British banks. The Bank Signature Forgery Campaign says it has submitted more than 360 crime reports backed by 19 files of documentary evidence and testimony from handwriting experts to … Read more
Sixth and final video in our series on COVID-19 and how it affects personal guarantees.
Fifth in our series of 6 videos on COVID-19 and how it affects personal guarantees.
