Mel Loades 
Almost all business funding to small and medium sized businesses require a Personal Guarantee and there is a whole secondary market of lending that has sprung up over the last few years where the only security they take is a Personal Guarantee. You can imagine how aggressive some of these companies can be when things … Read more
There is a little known European Investment Fund (EIF) which has been behind some of the secondary lending market finance that has been made available and is different from the loans provided under the EFG (Enterprise Finance Guarantee Scheme) under a UK government scheme managed by the British Business Bank. EIF backed funding does not … Read more
For many years Personal Guarantee Insurance was not available and although we were approached by a number of organisations hopeful of bringing a product to market, it was not until early 2014 that such a new product emerged. It took some time to gain footing but accessibility was good through an online application. Although the … Read more
This is an update on our breaking news item we released in October 2017. The announcement below set out that all the Rigil Kent companies are being into provisional liquidation following an investigation by the Insolvency Service Company Investigations team. Please click here for more information
“Many thanks to Helen and Mel for helping resolve what became a very stressful issue. They were very professional and extremely helpful throughout the entire process. Thanks you once again for ensuring a satisfactory conclusion. I will be only to happy to recommend your firm as and when the appropriate conditions arise.“
I would like to thank Mel and Faye for their help over a 3 year period of business insolvency and personal bankruptcy. Their support in the beginning of helping me to stay calm, know it will all be ok and culminate a plan to move forward was very helpful. Mel helped me with contacts who … Read more
“Many Thanks to Mel and Helen for all their work. Mel was very supportive throughout the full process. He managed to get a great settlement. I would definitely recommend using them. Thank you.“
Mel Loades talks about the effects of business loss on mental health.
Until 10 years ago I spent 25 years mostly turning businesses around, which was a very positive experience, helping businesses getting back on their feet. Since then as a team we have dealing with the aftermath of business failures when, on top of losing their business, owners, managers and even those near and dear to … Read more
Julian Donnelly, of James Rosa Associates, has put together an interesting article regarding debt problems – you can find out more at HERE
