KW – July 2019

I was distraught at the failure of our family business and the legal wrangles that arose from that. One of those headaches was the Personal Guarantee my wife and I had with the bank. It took 3 years of agony and stress to reach an agreement. Mel and his team worked tirelessly and creatively to … Read more

RS – July 2019

Mel Loades is the country’s leading expert in helping business owners with Personal Guarantee issues. Mel’s knowledge regarding these affairs is second to none. He offers great strategic guidance and is always on hand to offer support and direction. He has helped me through an extremely difficult situation with a PG that I signed when … Read more

IL – July 2019

I got in touch with personal guarantee after I helped out a relative over a failed business venture. Initially I dealt with Mel who put me in touch with Faye. Over time, with help from Wendy, Helen and Harry, they were able to help me resolve an issue with a quite aggressive company which resulted … Read more

Online signing of a Personal Guarantee

More and more commercial lenders use online signing as a method of formalising finance agreements and Personal Guarantees, particularly those involved in secondary and asset based lending. Even the mainstream banks are getting in on the act and for some time both technology and the legal system seemed to struggle to keep pace with these … Read more

TS – June 2019

I was being chased for a debt for a business that I no longer had any association with. After researching online I came across Personal Guarantee. Speaking with Mel and the team, it was clear to me that they were the company to help. Mel and the team’s knowledge regarding these issues are second to … Read more

SK – May 2019

I was under great pressure from our Bank to make settlement under the Personal Guarantee I had given and this settlement was being demanded within a few days. On the other hand, I was busy in repairing the damage done to our company due to bad debt and not only I was repairing the damage, … Read more

DF – May 2019

From the off I was put at ease by Mel assuring me we could sort things out, he dealt with my problems professionally at every level and got me a result i could never have got near if I had tried myself. I definitely recommend Mel and Faye if you need help dealing with PGs.

DL – April 2019

I would like to thank Mel, Helen and Harry for the professional way in which they dealt with my situation. Their support, guidance and expertise in presenting a strong case, helped reach a settlement that I was very satisfied with. Also, the manner in which they kept me informed in every step along the way. … Read more

Business funding without Personal Guarantees

Almost all business funding to small and medium sized businesses require a Personal Guarantee and there is a whole secondary market of lending that has sprung up over the last few years where the only security they take is a Personal Guarantee. You can imagine how aggressive some of these companies can be when things … Read more