Harry Jones

Almost 2 years on from our first article (read HERE) and following our subsequent updates (read HERE and HERE), we are continuing to see American Express (‘AmEx’) and their representatives pursue ex-directors personally for debts accrued on business cards. The serious systemic issues with the enforceability of these business cards against individual directors and members … Read more

A year on from our previous update on trade suppliers, and the state of play remains very mixed. While the vast majority of trade suppliers have made efforts, since 2008, to reduce ambiguity when it comes to the inclusion of personal guarantees (PGs) within application forms for business trade credit accounts, others appear to be … Read more

Ever since they entered the scene in 2019, we have had consistent dealings with Solaris Law. Of course, back then, they went by ‘Azzurro Law’ and were very closely tied to their counterpart company, Azzurro Associates. We would see Azzurro Law represent Azzurro Associates on all legal and pre-legal cases for the debts the latter … Read more

It has been well-documented for decades now that financial stress can and frequently does take a significant toll on the mental health of debtors. We have published articles on this subject over the years (see below), as we know first-hand how momentous this impact can be on personal guarantee debtors being pursued, particularly when individuals … Read more

We have helped over 500 individuals facing personal guarantee claims relating to defaulted Funding Circle business loans over the past 14 years or so. During this time, Funding Circle have varied their recoveries policies on a number of notable occasions, with their processes and approach to collections being remarkably consistent for long periods between these … Read more

When directors are being pursued under personal guarantees for a limited company debt, it can be incredibly difficult to take a step back and carefully consider your position and options. When overwhelmed by threatening and aggressive collection tactics, it is easy to simply give in to the immense feelings of pressure. This can lead to … Read more