Mel Loades

Having inadvertently given a PG on what I believed to be a normal trade credit account application I was recommended to contact Personal Guarantee. From the outset, following an initial conversation with Mel, it was clear that Personal Guarantee had in-depth knowledge and experience of dealing with such situations and were able to quickly identify … Read more

After trying to deal with an outstanding debt with the bank, where they were threatening to repossess our family home which was a secured asset against a commercial debt and not knowing how to progress, I was referred to the team at Personal Guarantee. After speaking to and meeting the team my mind was put … Read more

During a very difficult time, post the financial crash, we sought assistance from Personal Guarantee to keep the banks at bay! Over the past 13 years Wendy and Mel supported us through a very difficult period, managing communications, and providing guidance and support, whilst being professional and remaining human about the whole process. Recently, with … Read more

After closing my business in late 2022 I then had a number of personal guarantees to then tackle. I started working with Mel and the team to deal with these. Beforehand I was looking over a cliff edge but with their reassurance and expertise they helped in tackling these one by one and am now … Read more

I received a referral to the team at Personal Guarantee from a colleague following receipt of a Solicitors letter relating to payment of a Personal Guarantee. Mel, Harry and the Team provided sound assistance on how to counteract the claim and after a few months of back & forth negotiation, a suitable financial settlement was … Read more

Thanks for all the help and guidance given to me by you and your team whist dealing with PG claims by two High Street Banks whose stance had become totally intransigent. The assistance provided was the remedy to a long drawn out situation and not only saved money but lifted the stress from a situation … Read more

Personal Guarantee helped us deal with solicitors who were chasing us over personal guarantees. Mel and his team provided us with sound, calm and experienced support at all times. They are a professional firm who go that extra mile for you. I would urge you to contact them if you are facing a Personal Guarantee … Read more

I would like to say a big thank you the team at Personal Guarantee for their hard work in negotiating an affordable agreement with a personal guarantee that was starting to get me down. The Wholesaler’s solicitors were very pushy in their approach and Mel, Harry, Wendy and the team took that pressure away from … Read more

I was offered quotes by other companies that offered to reduce the debt to a certain percentage, but the structure of their deal was such the pricing of their services was tied to “savings”, which resulted still in an extremely high amount to pay. Personal Guarantee was upfront with their flat-rate cost services, did not … Read more