Mel Loades

I would never of been able to negotiate such a favourable outcome with the Finance company. My only regret is that I went the Solicitor route early on. I wished I had come to Personal Guarantee from the beginning.I must say that resolving my personal guarantee commitments has removed an enormous burden from my wife … Read more

My family sadly found ourselves in the worst financial crisis in the beginning of 2019, we owed a lot of money to a few large organisations, which to ourselves was extremely daunting, worrying and we very close to breaking point. We were recommended to use Personal Guarantee, through a friend, and straight away they put … Read more

After meeting Mel I was introduced to Faye McCarron who then went on to deal with two PG claims against my son. Her knowledge and support enabled us to remove the first and reach a favourable outcome on the second. If you have a PG problem these are the people you need to contact.

I would like to thank Mel, Helen and the rest of his team for their pragmatic, professional and realistic directions over the past five years years helping me deal with a protracted joint and several personal guarantee situation which for me was a very substantial sum. Without Mel and his teams help and in-depth understanding … Read more

I would like to personally thank Mel for all his help in dealing with the liquidation of my company. Liquidators were looking to recover funds through potentially selling my house. This was a frightening situation to be in. Thankfully I was put in touch with Mel and his team. Not only did they manage to … Read more

In early 2017 my colleague and I found ourselves needing the help of Personal guarantee with a number of matters, after the collapse of two linked businesses left us in a near impossible position. Personal Guarantee helped guide and support us to deal with each matter in turn with the final matter being concluded in … Read more

We were recommended to Mel Loades and Personal Guarantee several years ago after our business failed and we started to receive demands from the bank to repay a personal guarantee. It was an extremely stressful and daunting time as we had lost our business and were trying to get back on our feet again and … Read more

I would like to thank Mel and his team for their pragmatic and realistic guidance over the past years helping me deal with a protracted joint and several personal guarantee situation. Without Mel and his teams help we would not have been able to settle at a 50% reduction. Great professionalism and support throughout. 

I found Personal Guarantee from a web search and after reading existing testimonials decided to contact them. A High Street Bank was demanding payment against a joint & several guarantee. I had read and been given some informal advice that I would be able to settle at a reasonable level befitting my financial circumstances. I … Read more