ER – September 2025

I’m so pleased we found Personal Guarantee, Mel’s wealth of experience has been invaluable. Personal Guarantee helped us navigate the precarious position my father found himself in by virtue of having signed a personal guarantee for company borrowings. At a time of significant panic and stress, Mel talked us through our options and helped us … Read more

WG – September 2025

Very happy with the outcome and the support given was amazing. Always on hand to answer any questions and saw me through a dark moment with sound advice. They made me feel they had my back all the way and were always mindful of the economics. Highly recommended

AM – September 2025

Mel and the team provided support, guidance and direction during a very difficult time when our business went into liquidation. It was a great relief to have them negotiate and communicate with an aggressive lender, and Mel got a better result than we could ever have expected. I have no hesitation in recommending them to … Read more

RK – August 2025

Following a post-covid boom our industry went through an unprecedented, unexpected shock collapse and our family business of 14 years went down. We had a personally guaranteed business loan which completely debilitated our life because, due to the industry shutdown, we couldn’t keep up with the payments. Harry helped us negotiate a more affordable plan … Read more

MC – June 2025

I started a company during the pandemic and it grew steadily for three years before, abruptly hitting a period of sharp revenue downturn in 2023. With a lot of fixed costs I simply could not move fast enough to manage the situation and it was very stressful. Eventually I found a solution to move on … Read more

JM – June 2025

Personal Guarantee are incredible! When my limited company went into administration I was left with a loan of £45k with a personal guarantee that I was unable to fulfil the £4K a month repayments for. Personal Guarantee negotiated on my behalf and got the total repayment amount down to less than half of the outstanding … Read more

RJ – June 2025

Following the liquidation of my limited company, Amex asserted that I was personally liable for an outstanding business credit card debt. I was unaware that the card carried terms making me personally liable for business borrowing on the card. This made an already stressful time even more challenging for me. I’m so pleased that I … Read more

RH – May 2025

I’m extremely grateful to the team at PG for their personal and professional approach to resolving a distressing situation with American Express, attempting to enforce a personal guarantee on a Limited Company debt. The team kept me well informed and well assured at every step. Using their experience and knowledge, a solution was reached promptly … Read more

DM – April 2025

Thanks to PG for providing guidance, assurance and on going support through a stressful period with Amex, who wrongfully tried to pursue a non personal guaranteed limited company debt. They have many clients like myself who needed the proper support in responding to letters by Amex and their lawyers trying to collect on an unenforceable … Read more

CG – March 2025

I was “Door-stepped” with a Stat Demand for a substantial 5 figure sum, due to having signed a personal guarantee for a company I had actually exited several years before and completely forgotten about. This was obviously quite a distressing situation. I turned to Personal Guarantee for help after a personal recommendation. Mel and the … Read more