Mel Loades 
Small business owners who have had to provide a personal guarantee to a lender for a business loan, are being urged to act now to help prevent personal insolvency through business failure. A survey of insolvency and restructuring practitioners by R3 found over 8 in 10 respondents expect personal insolvency numbers to increase within the … Read more
Personal Guarantee are a Professional Company and I would like to thank Steve and Faye for all their help and support that they gave me to get my situation sorted and reduced! I would definitely recommend this Company!
The Financial Conduct Authority (FCA) has ordered financial firms to do more to protect vulnerable customers, warning some are being “exploited for gain”. Guidance published as part of the FCA’s ongoing consultation on the fair treatment of vulnerable customers said that while the watchdog had found “many examples of good practice” in the industry, with … Read more
I cannot thank Faye and her team at Personal Guarantee enough. The recent personal guarantee claims have been very traumatic as they hit you when you are already down. Thankfully I can now say that with the support of Personal Guarantee both claims are settled and finished with an overall very reasonable result. I can … Read more
There are a number of issues surrounding the signing of a personal guarantee for business finance or supply in the first place. How well have you planned to get the finance or supply?- The further ahead you plan and action the more likely you will be to be able to mitigate the potential liability under … Read more
Alleged guarantor never signed the document Guarantee statute-barred and charge removed from property Hairdressing Asset Lease and Supplier Personal Guarantees Father with Dementia Personally Guaranteed Company Debt for Son/Daughter Bank manager induced signing of PG day before appointing administrator £385k Settled For £25k – Trust Deeds on Personal Property Portfolio 950k settled for 150k with … Read more
We were recommended to Personal Guarantee and Mel Loades a little while ago after I had a business failure leaving a number of outstanding debts with personal guarantees. During this very stressful and turbulent time, Mel was very approachable, helpful, experienced and empathetic. Mel and the team helped draw up a plan to approach the … Read more
The Times’ James Hurley talks to Lewis Shand Smith, chairman of the nascent Business Banking Resolution Service (BBRS), which has still not gone live due to ongoing arguments over which small businesses will be eligible for its support. Banks say those who have been through a previous redress process, or who have tried to sue … Read more
Personal Guarantee are a professional and experienced firm who go the extra mile. Mel and his team are friendly, approachable and always keep you updated by explaining the whole process in a simple and concise way which helps to relieve any stresses and worries that you might have. There fees are fair and reasonable and … Read more
Debt and mental health are often linked with one more often than not being a symptom of the other. Anxiety and depression can be brought about and amplified by what seem to be constant demands for payment under personal guarantees following the collapse of a business into insolvency. The process of losing a business can … Read more
