Mel Loades Personal Guarantee are a professional and experienced firm who go the extra mile. Mel and his team are friendly, approachable and always keep you updated by explaining the whole process in a simple and concise way which helps to relieve any stresses and worries that you might have. There fees are fair and reasonable and … Read more
Debt and mental health are often linked with one more often than not being a symptom of the other. Anxiety and depression can be brought about and amplified by what seem to be constant demands for payment under personal guarantees following the collapse of a business into insolvency. The process of losing a business can … Read more
Having assisted personal guarantors of business debt for some 12 years we were involved with assisting guarantors during the post-2008 financial crisis meltdown. During that time we were able to agree an average discounted settlement of some 75% from the amount claimed. This was in addition to some £12m to £20m of alleged debt that … Read more
If you are receiving letters from Redwood Collections chasing alleged personal guarantee debts on behalf of Capital on Tap and you have not already come to a settlement agreement with them we can assist in resolving the matter. This is particularly the case with many Capital on Tap business loans and associated personal guarantees signed … Read more
We do not provide legal advice. This is a very interesting article by Ali Tabari – Barrister and mediator at St Philips Chambers. What Judges want (according to the Judges themselves)… (5-min read CLICK HERE)
My first contact with Personal Guarantee was the MD Mel, who I must say put my mind at rest with his knowledge and professionalism. With Mel’s sound suggestions and ‘to the point’ direction my PG was finalised and settled. I can’t recommend this company enough and if you feel there is no way out, please … Read more
I would never of been able to negotiate such a favourable outcome with the Finance company. My only regret is that I went the Solicitor route early on. I wished I had come to Personal Guarantee from the beginning.I must say that resolving my personal guarantee commitments has removed an enormous burden from my wife … Read more
My family sadly found ourselves in the worst financial crisis in the beginning of 2019, we owed a lot of money to a few large organisations, which to ourselves was extremely daunting, worrying and we very close to breaking point. We were recommended to use Personal Guarantee, through a friend, and straight away they put … Read more
After meeting Mel I was introduced to Faye McCarron who then went on to deal with two PG claims against my son. Her knowledge and support enabled us to remove the first and reach a favourable outcome on the second. If you have a PG problem these are the people you need to contact.
I would like to thank Mel, Helen and the rest of his team for their pragmatic, professional and realistic directions over the past five years years helping me deal with a protracted joint and several personal guarantee situation which for me was a very substantial sum. Without Mel and his teams help and in-depth understanding … Read more
