Testimonials

We are very pleased to have been able to help so many

CJ – September 2024

I was recommended to contact Personal Guarantee (PG) by a lawyer friend following a tricky situation I found myself in. I contacted PG following an accusation from Amex holding me personally liable for debt from a limited company which unfortunately went into voluntary liquidation due to a client who ran out of money in the final stages of a project. The lawyers appointed by Amex were extremely aggressive trying to manipulate phone calls so that you accept liability. Mel at PG had a call with me to discuss options. A good solution was decided on and the matter was put

DL – September 2024

Having a Personal Guarantee on what we believed to be a normal franchise agreement, my step son, his wife and I were facing legal action from our creditor, which put a lot of stress on the family. I was recommended to contact Personal Guarantee and, from the start, following an initial conversation with Mel, it was clear that Personal Guarantee had in-depth knowledge and experience of dealing with such situations and were able to quickly identify flaws and weaknesses in the signed franchise agreement. Mel, Wendy & Harry quickly took charge of the situation, contacting the creditor’s representative to initiate

LS – July 2024

We contacted Personal Guarantee after our business ended and we were left with a significant amount of personally guaranteed debt. We were getting a lot of pressure and aggressive threats from lenders about bankruptcy and it was very stressful for myself and my business partner. Mel helped us negotiate a vastly reduced settlement with our largest creditor which saved us over £15,000 in repayments and removed our personal liability to this creditor entirely. I would definitely recommend Mel and the team for anyone in a similar situation!

"... your knowledge of personal guarantees is superb, you are also very friendly and helpful..."

"... you took the time to discuss options and strategies without diluting the risks which still allowed me... to relax and think logically"

"The stress levels lifted immediately and working closely with Personal Guarantee made us realise that we were in good hands..."

SR & ND – May 2024

We are so glad that we used your services, upon receiving a demand from our bank for personal guarantees we had signed and charges on our personal properties, the bank went on to claim all guarantees including those that had expired and those that had been replaced; further to this, the amount they were demanding relating to the current liability was double the amount actually owed. Personal Guarantee sorted everything out including extending the payment date and negotiating a reduced offer on our behalf. We would not of been able to resolve this without your help and would certainly recommend

BT – April 2024

I would like to say how easy and stress free the process of working with Personal Guarantee was. I was so stressed when I was receiving letters demanding large sums of money. I was guided step by step and let the consultants negotiate for me and my sanity. Highly recommend their services. 5⭐️

SS – February 2024

A few weeks prior to my business going down in 2009, I was pressurised by the Bank into allowing a Charge on my property, and signing a Personal Guarantee. This was subsequently called upon, but I challenged it on the basis of it being incorrectly executed. The Bank stopped chasing me, however I was stuck due to the charge on my property, and had no idea how to challenge or remove it. Following a recommendation, I reached out to Mel who told me I may be able to claim that the PG was statute barred. Both Mel and Steve were

"Personal Guarantee quickly and professionally dealt with the banks agents to stop them harassing me..."

"Personal Guarantee were reassuringly helpful and made the whole process, which can be intimidating, very simple"

"... from initial review right through to mediation you were helpful, professional and very efficient..."

YK – September 2023

Thank you to Personal Guarantee for holding my hand the whole way through this very long process of settling my outstanding PG. Your patience, clarity of the matter and constant support make you the number one company in the UK. I will definitely recommend to use your services to friends and family.

BM – July 2023

I contacted Personal Guarantee to try and help me out of an awkward situation I was in with some personal guarantees that had been called up after my company liquidated. They have been so helpful and reassuring all the way through. They managed to agree a settlement of 50% of the original balance for me.

AH – May 2023

Thank you to Mel, Harry and the team at Personal Guarantee for a first class service. As soon as I made contact Mel was reassuring and clear that the personal guarantee document that I had signed was not as water tight as it seemed. Mel’s team quickly became a strategic intermediary between myself and (the agent of) an aggressive creditor, helping to communicate clearly and with the correct knowledge and terminology. I Recommend Personal Guarantee.

"Mel and the team have been fantastic and so helpful and professional in their approach..."

"Without Mel's help I would have driven myself crazy and cannot thank him enough for his assistance..."

"... you provided a calm, experienced voice at a time when emotions could easily have gotten the better of me"

DD – April 2023

After closing my business in late 2022 I then had a number of personal guarantees to then tackle. I started working with Mel and the team to deal with these. Beforehand I was looking over a cliff edge but with their reassurance and expertise they helped in tackling these one by one and am now in a much better place. The whole team deserve gold medals for all the work they do.

CF – March 2023

I received a referral to the team at Personal Guarantee from a colleague following receipt of a Solicitors letter relating to payment of a Personal Guarantee. Mel, Harry and the Team provided sound assistance on how to counteract the claim and after a few months of back & forth negotiation, a suitable financial settlement was reached. I would refer anyone to Personal Guarantee for any Personal Guarantee issue.

LS – March 2023

Thanks for all the help and guidance given to me by you and your team whist dealing with PG claims by two High Street Banks whose stance had become totally intransigent. The assistance provided was the remedy to a long drawn out situation and not only saved money but lifted the stress from a situation that had been going on for years. Personal Guarantee were with me all the way through and supported me in my endeavours, could not recommend them enough.