Testimonials

We are very pleased to have been able to help so many

AW – October 2025

I was recommend the Personal Guarantee team by a friend of a friend. My company sadly had to be put into liquidation and I was left with some personal guarantee debt which was very frightening, After speaking with Simon and his team I was put at ease very quickly with his knowledge & support. He managed to negotiate a significant reduction on multiple debts which has saved me a lot of money. I’m very great full to Simon and his team at Personal Guarantee I would recommend them to anyone who is in this horrible position.

SM – October 2025

We are very pleased with the level of service we received from Simon at Personal Guarantee. Due to a company liquidation, he managed to reach an agreeable settlement with one of our suppliers with whom we had signed a PG, to the point where we are now dealing with them again under our new company. We wouldn’t hesitate to use or recommend their services again, if needed.

AN – October 2025

Simon and the team at Personal Guarantee were brilliant. They removed all the stress from my difficult situation. The matter was dealt with quickly and saved me a lot of money. I’d recommend Personal Guarantee to anyone having problems with a PG.

"... your knowledge of personal guarantees is superb, you are also very friendly and helpful..."

"... you took the time to discuss options and strategies without diluting the risks which still allowed me... to relax and think logically"

"The stress levels lifted immediately and working closely with Personal Guarantee made us realise that we were in good hands..."

BT – September 2025

I recently had the pleasure of working with Harry at Personal Guarantee, and I must say, their professional support was invaluable. They thoroughly analysed my financial situation and provided strategic guidance that I wouldn’t have considered on my own. Thanks to their expertise, I was able to renegotiate terms and reduce liabilities, ultimately saving a significant amount of money. The team, Harry and Wendy’s dedication to my financial well-being was evident in every step of the process. I highly recommend their services to anyone seeking to optimize their financial commitments and ensure a secure financial future.

ER – September 2025

I’m so pleased we found Personal Guarantee, Mel’s wealth of experience has been invaluable. Personal Guarantee helped us navigate the precarious position my father found himself in by virtue of having signed a personal guarantee for company borrowings. At a time of significant panic and stress, Mel talked us through our options and helped us make rational decisions. We would definitely recommend Personal Guarantee.

WG – September 2025

Very happy with the outcome and the support given was amazing. Always on hand to answer any questions and saw me through a dark moment with sound advice. They made me feel they had my back all the way and were always mindful of the economics. Highly recommended

"Personal Guarantee quickly and professionally dealt with the banks agents to stop them harassing me..."

"Personal Guarantee were reassuringly helpful and made the whole process, which can be intimidating, very simple"

"... from initial review right through to mediation you were helpful, professional and very efficient..."

JM – June 2025

Personal Guarantee are incredible! When my limited company went into administration I was left with a loan of £45k with a personal guarantee that I was unable to fulfil the £4K a month repayments for. Personal Guarantee negotiated on my behalf and got the total repayment amount down to less than half of the outstanding amount as settlement which was then achievable. Communication was great and the whole process very easy in what has been one of the most stressful experiences I’ve gone through, as they managed everything. Thank you Mel, Harry and Wendy, you’ve given me my life back.

RJ – June 2025

Following the liquidation of my limited company, Amex asserted that I was personally liable for an outstanding business credit card debt. I was unaware that the card carried terms making me personally liable for business borrowing on the card. This made an already stressful time even more challenging for me. I’m so pleased that I found Personal Guarantee to help me navigate through the situation. Mel was familiar with my position and instantly gave me much needed reassurance. The whole team were brilliant from start to finish and we ended up with the perfect result. I would highly recommend Personal

RH – May 2025

I’m extremely grateful to the team at PG for their personal and professional approach to resolving a distressing situation with American Express, attempting to enforce a personal guarantee on a Limited Company debt. The team kept me well informed and well assured at every step. Using their experience and knowledge, a solution was reached promptly to alleviate my concerns. I would fully recommend PG to anyone in similar situations.

"Mel and the team have been fantastic and so helpful and professional in their approach..."

"Without Mel's help I would have driven myself crazy and cannot thank him enough for his assistance..."

"... you provided a calm, experienced voice at a time when emotions could easily have gotten the better of me"

PB – February 2025

I found Harry and Mel to be very professional, informative and honest with the advice I received from them. Their responses were quick and at a fair price. I would definitely recommend them to anyone who needs specialist advice help on a personal guarantee, they are certainly the experts. Thank you Harry and Mel.

AL – February 2025

The team at Personal Guarantee were very knowledgeable with the issue I had. I didn’t believe I was eligible for a PG against me although I was being threatened. With their support, I was able to put a strong case forward in which there was no further communication. They took a lot of stress away from the circumstances and were able to reach an excellent outcome.

RG – February 2025

When our company went into liquidation one of our trusted advisors put us in contact with Mel and Harry to assist with personal guarantees that the Directors had with Funding Circle. Personal Guarantee fronted the negotiation with Funding Circle on behalf of the Directors and very quickly negotiated a deal within a period of weeks to reduce the amount that we each had to pay to satisfy the guarantee. Their assistance and support helped at a difficult time and we would recommend them to anyone facing a similar situation.