All I can say is that if you are having problems with aggressive lenders who pursue Personal Guarantees after a Limited company has closed, just speak to Mel and the team ASAP. I wish I had found them months sooner, they have literally changed my life. What started as a £385k debt was settled for £65k, without this settlement I would have lost my house.

Working with Personal Guarantee has been an absolute lifeline during an incredibly stressful and uncertain period. Their team took the time to fully understand my financial circumstances, helped me prepare detailed and accurate documentation, and guided me through every stage of what could easily have become an overwhelming process. Their communication was clear, reassuring, and consistently proactive — I always felt informed, supported, and confident that they were acting in my best interests.

Thanks to their persistence, expertise, and strategic approach, Personal Guarantee successfully negotiated a settlement with a very aggressive lender that allowed me to draw a line under the matter and move forward with my life. They always acted with professionalism and integrity. I genuinely cannot thank them enough for the result they achieved and for the calm, structured guidance they provided throughout.