I was referred to Personal Guarantee by a business associate after a business of which I was a Director and guarantor went into Administration. It’s a situation you don’t find yourself in every day, so I certainly needed help with this unfamiliar situation. The lenders chasing you for their guaranteed loans are classed as business loans – which are not covered by consumer lending legislation and protection. Both Mel and Harry were very good at reassuring me and helped me understand the lenders tactics and what my negotiation position was. It was expensive for me but the best possible outcome, thanks to Mel and Harry.